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IFSC Code of Bank Of India, Jhigura, Mirzapur, Uttar Pradesh — BKID0AG2709

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Jhigura branch in Mirzapur, Mirzapur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Mirzapur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG2709. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Jhigura, Mirzapur

Here are the key points that are associated with the IFSC Code BKID0AG2709 of Bank Of India for its branch located in Mirzapur, within the district of Mirzapur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2709
Branch Jhigura
City Mirzapur
District Mirzapur
State Uttar Pradesh
Address Vill. Devri Amghat Blocknagar Podevri Amghat Tahsilmirzapur Sadar , Pin231001

These details help users in online banking and for businesses and individuals who use Bank Of India in Mirzapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG2709 for the Jhigura branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Jhigura, Mirzapur, Uttar Pradesh, are given a unique IFSC like BKID0AG2709 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mirzapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mirzapur and Mirzapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Jhigura goes to the correct branch. This is important because Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0AG2709

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhigura in Mirzapur.

For example, the IFSC Code BKID0AG2709 of Bank Of India for the Jhigura branch includes these elements, identifying the bank and the branch location in Mirzapur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0AG2709 of Bank Of India for its Jhigura branch located in Mirzapur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Mirzapur and Mirzapur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Jhigura or Mirzapur to get the exact IFSC Code BKID0AG2709.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Mirzapur, you'll get the correct details.

How to Use IFSC Code BKID0AG2709 for Online Transfers?

If you have the IFSC Code BKID0AG2709 for the Jhigura branch of Bank Of India in Mirzapur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0AG2709. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0AG2709.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Jhigura in Mirzapur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Jhigura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mirzapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Jhigura Mirzapur?

The IFSC Code of the Jhigura Mirzapur branch is BKID0AG2709.

Is IFSC Code BKID0AG2709 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Jhigura branch?

The branch is located at Vill. Devri Amghat Blocknagar Podevri Amghat Tahsilmirzapur Sadar , Pin231001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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