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IFSC Code of Bank Of India, Devgaon, Mahoba, Uttar Pradesh — BKID0AG2627

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Devgaon branch in Mirzapur, Mahoba, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Mirzapur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0AG2627. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Devgaon, Mirzapur

The table below shows the main details of the IFSC Code BKID0AG2627 for the Bank Of India branch in Mirzapur, which falls under the Mahoba district in Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2627
Branch Devgaon
City Mirzapur
District Mahoba
State Uttar Pradesh
Address Vill Devgaon Blocksumerpur Podevgaon Tahsilhamirpur Pin210341

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Mirzapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG2627 for the Devgaon branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0AG2627 is given to every bank branch, including Bank Of India located in Devgaon, Mirzapur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Mirzapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mirzapur and Mahoba.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Devgaon doesn't end up at another location.

Format of the IFSC Code BKID0AG2627

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Devgaon in Mirzapur.

For example, the IFSC Code BKID0AG2627 of Bank Of India for the Devgaon branch includes these elements, identifying the bank and the branch location in Mirzapur and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0AG2627 of Bank Of India for its Devgaon branch located in Mirzapur, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Mirzapur and Mahoba, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Devgaon or Mirzapur to get the exact IFSC Code BKID0AG2627.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Mirzapur, then it will provide you proper information.

How to Use IFSC Code BKID0AG2627 for Online Transfers?

Once you have the IFSC Code BKID0AG2627 for the Devgaon branch of Bank Of India in Mirzapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0AG2627. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0AG2627.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Devgaon in Mirzapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Devgaon, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mirzapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Devgaon, Mirzapur?

The IFSC Code is BKID0AG2627.

Is the IFSC Code BKID0AG2627 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Devgaon?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Devgaon branch?

The address of the branch is Vill Devgaon Blocksumerpur Podevgaon Tahsilhamirpur Pin210341 located in Mirzapur, Mahoba, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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