IFSC Code of Bank Of India, Mirzaganj, Mirzaganj Distgiridih, Jharkhand- BKID0004806

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Mirzaganj branch in Mirzaganj (Dist.Giridih), Mirzaganj Distgiridih, Jharkhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Mirzaganj (Dist.Giridih) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004806. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Mirzaganj, Mirzaganj (Dist.Giridih)

Here are the main details that are associated with the IFSC Code BKID0004806 of Bank Of India for its branch located in Mirzaganj (Dist.Giridih), within the district of Mirzaganj Distgiridih in the state of Jharkhand.

These details help users in online banking and for businesses and individuals who use Bank Of India in Mirzaganj (Dist.Giridih) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004806 for the Mirzaganj branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004806 is given to every bank branch, including Bank Of India located in Mirzaganj, Mirzaganj (Dist.Giridih), Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Mirzaganj (Dist.Giridih).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Mirzaganj (Dist.Giridih) and Mirzaganj Distgiridih.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Mirzaganj doesn't end up at another location.

Format of the IFSC Code BKID0004806

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mirzaganj in Mirzaganj (Dist.Giridih).

For example, the IFSC Code BKID0004806 of Bank Of India for the Mirzaganj branch includes these elements, identifying the bank and the branch location in Mirzaganj (Dist.Giridih) and Jharkhand correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004806 of Bank Of India for its Mirzaganj branch located in Mirzaganj (Dist.Giridih), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Mirzaganj (Dist.Giridih) and Mirzaganj Distgiridih, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Mirzaganj or Mirzaganj (Dist.Giridih) to get the exact IFSC Code BKID0004806.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Mirzaganj (Dist.Giridih), you'll get the correct details.

How to Use IFSC Code BKID0004806 for Online Transfers?

If you have the IFSC Code BKID0004806 for the Mirzaganj branch of Bank Of India in Mirzaganj (Dist.Giridih), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004806. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004806.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Mirzaganj in Mirzaganj (Dist.Giridih), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Mirzaganj, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mirzaganj (Dist.Giridih) to handle online money transfers and get their cheques cleared smoothly.