IFSC Code of Bank Of India, Nikasi Bazar, Mirikpur Ps Tamlukdistrict Midnapore, West Bengal — BKID0004314

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Nikasi Bazar branch in Mirikpur (Ps Tamluk,District Midnapore), Mirikpur Ps Tamlukdistrict Midnapore, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Mirikpur (Ps Tamluk,District Midnapore) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004314. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Nikasi Bazar, Mirikpur (Ps Tamluk,District Midnapore)

Here are some of the key details that come with the IFSC Code BKID0004314 of Bank Of India for its branch located in Mirikpur (Ps Tamluk,District Midnapore), within the district of Mirikpur Ps Tamlukdistrict Midnapore in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Mirikpur (Ps Tamluk,District Midnapore) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004314 for the Nikasi Bazar branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Nikasi Bazar, Mirikpur (Ps Tamluk,District Midnapore), West Bengal, are given a unique IFSC like BKID0004314 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Mirikpur (Ps Tamluk,District Midnapore).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Mirikpur (Ps Tamluk,District Midnapore) and Mirikpur Ps Tamlukdistrict Midnapore.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Nikasi Bazar goes to the correct branch. This is important because Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0004314

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nikasi Bazar in Mirikpur (Ps Tamluk,District Midnapore).

For example, the IFSC Code BKID0004314 of Bank Of India for the Nikasi Bazar branch includes these elements, identifying the bank and the branch location in Mirikpur (Ps Tamluk,District Midnapore) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004314 of Bank Of India for its Nikasi Bazar branch located in Mirikpur (Ps Tamluk,District Midnapore), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Mirikpur (Ps Tamluk,District Midnapore) and Mirikpur Ps Tamlukdistrict Midnapore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Nikasi Bazar or Mirikpur (Ps Tamluk,District Midnapore) to find the exact IFSC Code BKID0004314.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Mirikpur (Ps Tamluk,District Midnapore) will provide accurate information.

How to Use IFSC Code BKID0004314 for Online Transfers?

Once you have the IFSC Code BKID0004314 for the Nikasi Bazar branch of Bank Of India in Mirikpur (Ps Tamluk,District Midnapore), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004314. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004314.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Nikasi Bazar in Mirikpur (Ps Tamluk,District Midnapore), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Nikasi Bazar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mirikpur (Ps Tamluk,District Midnapore) to handle online money transfers and get their cheques cleared smoothly.