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IFSC Code of Bank Of India, Baripada Zonal Office, Baripada, Odisha — BKID000ZO84

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Baripada Zonal Office branch in Mayurbhanj, Baripada, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Mayurbhanj or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BKID000ZO84. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Baripada Zonal Office, Mayurbhanj

Here are the key points that are associated with the IFSC Code BKID000ZO84 of Bank Of India for its branch located in Mayurbhanj, within the district of Baripada in the state of Odisha.

Particulars Details
Bank Bank Of India
IFSC Code BKID000ZO84
Branch Baripada Zonal Office
City Mayurbhanj
District Baripada
State Odisha
Address At Baripada Po Baripada Dist Mayurbhanj Pin 757001 Odisha

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Mayurbhanj for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID000ZO84 for the Baripada Zonal Office branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Baripada Zonal Office, Mayurbhanj, Odisha, is provided a unique IFSC like BKID000ZO84 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Mayurbhanj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mayurbhanj and Baripada.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Baripada Zonal Office do not get misguided to another person.

Format of the IFSC Code BKID000ZO84

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Baripada Zonal Office in Mayurbhanj.

For example, the IFSC Code BKID000ZO84 of Bank Of India for the Baripada Zonal Office branch includes these elements, identifying the bank and the branch location in Mayurbhanj and Odisha accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID000ZO84 of Bank Of India for its Baripada Zonal Office branch located in Mayurbhanj, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Mayurbhanj and Baripada, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Baripada Zonal Office or Mayurbhanj to get the exact IFSC Code BKID000ZO84.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Mayurbhanj, you'll get the correct details.

How to Use IFSC Code BKID000ZO84 for Online Transfers?

Once you have the IFSC Code BKID000ZO84 for the Baripada Zonal Office branch of Bank Of India in Mayurbhanj, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID000ZO84. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID000ZO84.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Baripada Zonal Office in Mayurbhanj, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Baripada Zonal Office, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mayurbhanj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Baripada Zonal Office, Mayurbhanj?

The IFSC Code is BKID000ZO84.

Is the IFSC Code BKID000ZO84 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Baripada Zonal Office?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Baripada Zonal Office branch?

The address of the branch is At Baripada Po Baripada Dist Mayurbhanj Pin 757001 Odisha located in Mayurbhanj, Baripada, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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