For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Mawaebrahmanan branch in Mawaebrahmanan (Dist. Unnao), Mawaebrahmanan Dist Unnao, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Mawaebrahmanan (Dist. Unnao) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007316. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Mawaebrahmanan, Mawaebrahmanan (Dist. Unnao)

Here are the main details that are associated with the IFSC Code BKID0007316 of Bank Of India for its branch located in Mawaebrahmanan (Dist. Unnao), within the district of Mawaebrahmanan Dist Unnao in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007316
Branch Mawaebrahmanan
City Mawaebrahmanan (Dist. Unnao)
District Mawaebrahmanan Dist Unnao
State Uttar Pradesh
Address Vill Mawai Brahmnampost Laglesara Distunnao

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Mawaebrahmanan (Dist. Unnao) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007316 for the Mawaebrahmanan branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Mawaebrahmanan, Mawaebrahmanan (Dist. Unnao), Uttar Pradesh, is provided with a unique IFSC like BKID0007316 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Mawaebrahmanan (Dist. Unnao).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mawaebrahmanan (Dist. Unnao) and Mawaebrahmanan Dist Unnao.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Mawaebrahmanan do not get mixed with another location.

Format of the IFSC Code BKID0007316

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mawaebrahmanan in Mawaebrahmanan (Dist. Unnao).

For example, the IFSC Code BKID0007316 of Bank Of India for the Mawaebrahmanan branch includes these elements, identifying the bank and the branch location in Mawaebrahmanan (Dist. Unnao) and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0007316 of Bank Of India for its Mawaebrahmanan branch located in Mawaebrahmanan (Dist. Unnao), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Mawaebrahmanan (Dist. Unnao) and Mawaebrahmanan Dist Unnao, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Mawaebrahmanan or Mawaebrahmanan (Dist. Unnao) to get the exact IFSC Code BKID0007316.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Mawaebrahmanan (Dist. Unnao), you'll get the correct details.

How to Use IFSC Code BKID0007316 for Online Transfers?

Once you have the IFSC Code BKID0007316 for the Mawaebrahmanan branch of Bank Of India in Mawaebrahmanan (Dist. Unnao), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0007316. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007316.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Mawaebrahmanan in Mawaebrahmanan (Dist. Unnao), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Mawaebrahmanan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mawaebrahmanan (Dist. Unnao) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Mawaebrahmanan, Mawaebrahmanan (Dist. Unnao)?

The IFSC Code is BKID0007316.

Is the IFSC Code BKID0007316 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Mawaebrahmanan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mawaebrahmanan branch?

The address of the branch is Vill Mawai Brahmnampost Laglesara Distunnao located in Mawaebrahmanan (Dist. Unnao), Mawaebrahmanan Dist Unnao, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.