There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Paharipur Khiriya branch in Maunath Bhanjan (Dist Mau), Maunath Bhanjan Dist Mau, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Maunath Bhanjan (Dist Mau) or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0007292. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Paharipur Khiriya, Maunath Bhanjan (Dist Mau)
Below in the table are the key details related to IFSC Code BKID0007292 of Bank Of India for its branch located in Maunath Bhanjan (Dist Mau), within the district of Maunath Bhanjan Dist Mau in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007292 |
| Branch | Paharipur Khiriya |
| City | Maunath Bhanjan (Dist Mau) |
| District | Maunath Bhanjan Dist Mau |
| State | Uttar Pradesh |
| Address | Near Maryadpur Tehsil Madhubandistt Maunath Bhanjan |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Maunath Bhanjan (Dist Mau) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007292 for the Paharipur Khiriya branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Paharipur Khiriya, Maunath Bhanjan (Dist Mau), Uttar Pradesh, is provided with a unique IFSC like BKID0007292 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Maunath Bhanjan (Dist Mau).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Maunath Bhanjan (Dist Mau) and Maunath Bhanjan Dist Mau.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Paharipur Khiriya do not get mixed with another location.
Format of the IFSC Code BKID0007292
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Paharipur Khiriya in Maunath Bhanjan (Dist Mau).
For example, the IFSC Code BKID0007292 of Bank Of India for the Paharipur Khiriya branch includes these elements, identifying the bank and the branch location in Maunath Bhanjan (Dist Mau) and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007292 of Bank Of India for its Paharipur Khiriya branch located in Maunath Bhanjan (Dist Mau), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Maunath Bhanjan (Dist Mau) and Maunath Bhanjan Dist Mau, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Paharipur Khiriya or Maunath Bhanjan (Dist Mau) to get the exact IFSC Code BKID0007292.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Maunath Bhanjan (Dist Mau), you'll get the correct details.
How to Use IFSC Code BKID0007292 for Online Transfers?
Once you have the IFSC Code BKID0007292 for the Paharipur Khiriya branch of Bank Of India in Maunath Bhanjan (Dist Mau), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007292. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007292.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Paharipur Khiriya in Maunath Bhanjan (Dist Mau), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Paharipur Khiriya, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Maunath Bhanjan (Dist Mau) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007292.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Maryadpur Tehsil Madhubandistt Maunath Bhanjan located in Maunath Bhanjan (Dist Mau), Maunath Bhanjan Dist Mau, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.