IFSC Code of Bank Of India, Manjhatoli, Manjhatoli Dist Gumla, Jharkhand- BKID0004990

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Manjhatoli branch in Manjhatoli (Dist. Gumla), Manjhatoli Dist Gumla, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Manjhatoli (Dist. Gumla) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004990. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Manjhatoli, Manjhatoli (Dist. Gumla)

Here are the key points that are associated with the IFSC Code BKID0004990 of Bank Of India for its branch located in Manjhatoli (Dist. Gumla), within the district of Manjhatoli Dist Gumla in the state of Jharkhand.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Manjhatoli (Dist. Gumla) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004990 for the Manjhatoli branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Manjhatoli, Manjhatoli (Dist. Gumla), Jharkhand, is provided a unique IFSC like BKID0004990 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bank Of India branch in Manjhatoli (Dist. Gumla).
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Manjhatoli (Dist. Gumla) and Manjhatoli Dist Gumla.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Manjhatoli do not get misguided to another person.

Format of the IFSC Code BKID0004990

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Manjhatoli in Manjhatoli (Dist. Gumla).

For example, the IFSC Code BKID0004990 of Bank Of India for the Manjhatoli branch includes these elements, identifying the bank and the branch location in Manjhatoli (Dist. Gumla) and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004990 of Bank Of India for its Manjhatoli branch located in Manjhatoli (Dist. Gumla), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Manjhatoli (Dist. Gumla) and Manjhatoli Dist Gumla, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Manjhatoli or Manjhatoli (Dist. Gumla) to get the exact IFSC Code BKID0004990.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Manjhatoli (Dist. Gumla), you'll get the correct details.

How to Use IFSC Code BKID0004990 for Online Transfers?

Once you have the IFSC Code BKID0004990 for the Manjhatoli branch of Bank Of India in Manjhatoli (Dist. Gumla), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004990. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004990.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Manjhatoli in Manjhatoli (Dist. Gumla), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Manjhatoli, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Manjhatoli (Dist. Gumla) manage online transfers as well as cheque clearances with ease.