The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Manjhanpur branch in Manjhanpur (Distt Kaushambi) Up, Manjhanpur Distt Kaushambi Up, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Manjhanpur (Distt Kaushambi) Up or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007815. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Manjhanpur, Manjhanpur (Distt Kaushambi) Up

Here are some of the key details that come with the IFSC Code BKID0007815 of Bank Of India for its branch located in Manjhanpur (Distt Kaushambi) Up, within the district of Manjhanpur Distt Kaushambi Up in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007815
Branch Manjhanpur
City Manjhanpur (Distt Kaushambi) Up
District Manjhanpur Distt Kaushambi Up
State Uttar Pradesh
Address Chak Nagar Manjhanpur Sirathu Roadmanjhanpur Distt Kaushambi

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Manjhanpur (Distt Kaushambi) Up for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0007815 for the Manjhanpur branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007815 is given to every bank branch, including Bank Of India located in Manjhanpur, Manjhanpur (Distt Kaushambi) Up, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Manjhanpur (Distt Kaushambi) Up.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Manjhanpur (Distt Kaushambi) Up and Manjhanpur Distt Kaushambi Up.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Manjhanpur doesn't end up at another location.

Format of the IFSC Code BKID0007815

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Manjhanpur in Manjhanpur (Distt Kaushambi) Up.

For example, the IFSC Code BKID0007815 of Bank Of India for the Manjhanpur branch includes these elements, identifying the bank and the branch location in Manjhanpur (Distt Kaushambi) Up and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0007815 of Bank Of India for its Manjhanpur branch located in Manjhanpur (Distt Kaushambi) Up, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Manjhanpur (Distt Kaushambi) Up and Manjhanpur Distt Kaushambi Up, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Manjhanpur or Manjhanpur (Distt Kaushambi) Up to get the exact IFSC Code BKID0007815.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Manjhanpur (Distt Kaushambi) Up, you'll get the correct details.

How to Use IFSC Code BKID0007815 for Online Transfers?

Once you have the IFSC Code BKID0007815 for the Manjhanpur branch of Bank Of India in Manjhanpur (Distt Kaushambi) Up, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007815. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0007815.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Manjhanpur in Manjhanpur (Distt Kaushambi) Up, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Manjhanpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Manjhanpur (Distt Kaushambi) Up manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Manjhanpur, Manjhanpur (Distt Kaushambi) Up?

The IFSC Code is BKID0007815.

Is the IFSC Code BKID0007815 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Manjhanpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Manjhanpur branch?

The address of the branch is Chak Nagar Manjhanpur Sirathu Roadmanjhanpur Distt Kaushambi located in Manjhanpur (Distt Kaushambi) Up, Manjhanpur Distt Kaushambi Up, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.