For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Mangat Khera branch in Mangat Khera (Dist. Unnao), Mangat Khera Dist Unnao, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Mangat Khera (Dist. Unnao) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007315. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Mangat Khera, Mangat Khera (Dist. Unnao)

The table below shows the main details of the IFSC Code BKID0007315 for the Bank Of India branch in Mangat Khera (Dist. Unnao), which falls under the Mangat Khera Dist Unnao district in Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007315
Branch Mangat Khera
City Mangat Khera (Dist. Unnao)
District Mangat Khera Dist Unnao
State Uttar Pradesh
Address Village Mangat Kherapost Baugaon Dist Unnao

These details help users in online banking and for businesses and individuals who use Bank Of India in Mangat Khera (Dist. Unnao) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007315 for the Mangat Khera branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Mangat Khera, Mangat Khera (Dist. Unnao), Uttar Pradesh, is provided with a unique IFSC like BKID0007315 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Mangat Khera (Dist. Unnao).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mangat Khera (Dist. Unnao) and Mangat Khera Dist Unnao.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Mangat Khera do not get mixed with another location.

Format of the IFSC Code BKID0007315

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mangat Khera in Mangat Khera (Dist. Unnao).

For example, the IFSC Code BKID0007315 of Bank Of India for the Mangat Khera branch includes these elements, identifying the bank and the branch location in Mangat Khera (Dist. Unnao) and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0007315 of Bank Of India for its Mangat Khera branch located in Mangat Khera (Dist. Unnao), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Mangat Khera (Dist. Unnao) and Mangat Khera Dist Unnao, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Mangat Khera or Mangat Khera (Dist. Unnao) to get the exact IFSC Code BKID0007315.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Mangat Khera (Dist. Unnao), you'll get the correct details.

How to Use IFSC Code BKID0007315 for Online Transfers?

Once you have the IFSC Code BKID0007315 for the Mangat Khera branch of Bank Of India in Mangat Khera (Dist. Unnao), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007315. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0007315.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Mangat Khera in Mangat Khera (Dist. Unnao), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Mangat Khera, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mangat Khera (Dist. Unnao) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Mangat Khera Mangat Khera (Dist. Unnao)?

The IFSC Code of the Mangat Khera Mangat Khera (Dist. Unnao) branch is BKID0007315.

Is IFSC Code BKID0007315 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Mangat Khera branch?

The branch is located at Village Mangat Kherapost Baugaon Dist Unnao.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.