IFSC Code of Bank Of India, Mairwa, Mairwa Distt Siwan, Bihar — BKID0004679

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Mairwa branch in Mairwa (Distt Siwan), Mairwa Distt Siwan, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Mairwa (Distt Siwan) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004679. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Mairwa, Mairwa (Distt Siwan)

Here are the main details that are associated with the IFSC Code BKID0004679 of Bank Of India for its branch located in Mairwa (Distt Siwan), within the district of Mairwa Distt Siwan in the state of Bihar.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Mairwa (Distt Siwan) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004679 for the Mairwa branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004679 is given to every bank branch, including Bank Of India located in Mairwa, Mairwa (Distt Siwan), Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Mairwa (Distt Siwan).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Mairwa (Distt Siwan) and Mairwa Distt Siwan.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Mairwa doesn't end up at another location.

Format of the IFSC Code BKID0004679

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mairwa in Mairwa (Distt Siwan).

For example, the IFSC Code BKID0004679 of Bank Of India for the Mairwa branch includes these elements, identifying the bank and the branch location in Mairwa (Distt Siwan) and Bihar accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004679 of Bank Of India for its Mairwa branch located in Mairwa (Distt Siwan), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Mairwa (Distt Siwan) and Mairwa Distt Siwan, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Mairwa or Mairwa (Distt Siwan) to get the exact IFSC Code BKID0004679.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Mairwa (Distt Siwan), you'll get the correct details.

How to Use IFSC Code BKID0004679 for Online Transfers?

Once you have the IFSC Code BKID0004679 for the Mairwa branch of Bank Of India in Mairwa (Distt Siwan), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004679. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004679.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Mairwa in Mairwa (Distt Siwan) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Mairwa, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mairwa (Distt Siwan) manage their online transfers and cheque clearances easily.