Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Maina branch in Maina (Dist Sehore), Maina Dist Sehore, or Madhya Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Maina (Dist Sehore) or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code BKID0009013. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Maina, Maina (Dist Sehore)

The table below shows the main details of the IFSC Code BKID0009013 for the Bank Of India branch in Maina (Dist Sehore), which falls under the Maina Dist Sehore district in Madhya Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0009013
Branch Maina
City Maina (Dist Sehore)
District Maina Dist Sehore
State Madhya Pradesh
Address At Post Mainatehsil Ashta Dist Sehore

These details help users in online banking and for businesses and individuals who use Bank Of India in Maina (Dist Sehore) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0009013 for the Maina branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Maina, Maina (Dist Sehore), Madhya Pradesh, are allotted a unique IFSC like BKID0009013 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Maina (Dist Sehore).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Maina (Dist Sehore) and Maina Dist Sehore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Maina reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.

Format of the IFSC Code BKID0009013

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maina in Maina (Dist Sehore).

For example, the IFSC Code BKID0009013 of Bank Of India for the Maina branch includes these elements, identifying the bank and the branch location in Maina (Dist Sehore) and Madhya Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0009013 of Bank Of India for its Maina branch located in Maina (Dist Sehore), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Maina (Dist Sehore) and Maina Dist Sehore, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Maina or Maina (Dist Sehore) to get the exact IFSC Code BKID0009013.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Maina (Dist Sehore), you'll get the correct details.

How to Use IFSC Code BKID0009013 for Online Transfers?

Once you have the IFSC Code BKID0009013 for the Maina branch of Bank Of India in Maina (Dist Sehore), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0009013. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0009013.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Maina in Maina (Dist Sehore), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Maina, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Maina (Dist Sehore) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Maina, Maina (Dist Sehore)?

The IFSC Code is BKID0009013.

Is the IFSC Code BKID0009013 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Maina?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Maina branch?

The address of the branch is At Post Mainatehsil Ashta Dist Sehore located in Maina (Dist Sehore), Maina Dist Sehore, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.