There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Mahoba branch in Mahoba (U.P.), Mahoba Up, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Mahoba (U.P.) or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0007334. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Mahoba, Mahoba (U.P.)

Below in the table are the key details related to IFSC Code BKID0007334 of Bank Of India for its branch located in Mahoba (U.P.), within the district of Mahoba Up in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007334
Branch Mahoba
City Mahoba (U.P.)
District Mahoba Up
State Uttar Pradesh
Address Near Essar Petrol Pump Charkharibye Pass Road Mahoba

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Mahoba (U.P.) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007334 for the Mahoba branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Mahoba, Mahoba (U.P.), Uttar Pradesh, is provided a unique IFSC like BKID0007334 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Mahoba (U.P.).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mahoba (U.P.) and Mahoba Up.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Mahoba do not get misguided to another person.

Format of the IFSC Code BKID0007334

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mahoba in Mahoba (U.P.).

For example, the IFSC Code BKID0007334 of Bank Of India for the Mahoba branch has these elements, identifying the bank and the branch location in Mahoba (U.P.) and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0007334 of Bank Of India for its Mahoba branch located in Mahoba (U.P.), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Mahoba (U.P.) and Mahoba Up, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Mahoba or Mahoba (U.P.) to get the exact IFSC Code BKID0007334.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Mahoba (U.P.), then it will provide you proper information.

How to Use IFSC Code BKID0007334 for Online Transfers?

Once you have the IFSC Code BKID0007334 for the Mahoba branch of Bank Of India in Mahoba (U.P.), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0007334. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007334.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Mahoba in Mahoba (U.P.), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Mahoba, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mahoba (U.P.) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Mahoba, Mahoba (U.P.)?

The IFSC Code is BKID0007334.

Is the IFSC Code BKID0007334 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Mahoba?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mahoba branch?

The address of the branch is Near Essar Petrol Pump Charkharibye Pass Road Mahoba located in Mahoba (U.P.), Mahoba Up, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.