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IFSC Code of Bank Of India, Beni Rajapur, Lakhimpur, Uttar Pradesh — BKID0AG2458

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Beni Rajapur branch in Mahoba, Lakhimpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Mahoba or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG2458. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Beni Rajapur, Mahoba

Here are some of the key details that come with the IFSC Code BKID0AG2458 of Bank Of India for its branch located in Mahoba, within the district of Lakhimpur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2458
Branch Beni Rajapur
City Mahoba
District Lakhimpur
State Uttar Pradesh
Address Vill Beni Rajapur Blockmohammadi Pobeni Rajapur Tahsilmohammadi Pin262804

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Mahoba for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG2458 for the Beni Rajapur branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Beni Rajapur, Mahoba, Uttar Pradesh, are given a unique IFSC like BKID0AG2458 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mahoba.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mahoba and Lakhimpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Beni Rajapur goes to the correct branch. This is important because Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0AG2458

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Beni Rajapur in Mahoba.

For example, the IFSC Code BKID0AG2458 of Bank Of India for the Beni Rajapur branch includes these elements, identifying the bank and the branch location in Mahoba and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0AG2458 of Bank Of India for its Beni Rajapur branch located in Mahoba, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Mahoba and Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Beni Rajapur or Mahoba to get the exact IFSC Code BKID0AG2458.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Mahoba, then it will provide you proper information.

How to Use IFSC Code BKID0AG2458 for Online Transfers?

Once you have the IFSC Code BKID0AG2458 for the Beni Rajapur branch of Bank Of India in Mahoba, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0AG2458. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0AG2458.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Beni Rajapur in Mahoba may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Beni Rajapur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mahoba to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Beni Rajapur, Mahoba?

The IFSC Code is BKID0AG2458.

Is the IFSC Code BKID0AG2458 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Beni Rajapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Beni Rajapur branch?

The address of the branch is Vill Beni Rajapur Blockmohammadi Pobeni Rajapur Tahsilmohammadi Pin262804 located in Mahoba, Lakhimpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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