Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Kursath Bujurg branch in Madhoganj (Dist. Hardoi), Madhoganj Dist Hardoi, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Madhoganj (Dist. Hardoi) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007535. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kursath Bujurg, Madhoganj (Dist. Hardoi)

Here are the main details that are associated with the IFSC Code BKID0007535 of Bank Of India for its branch located in Madhoganj (Dist. Hardoi), within the district of Madhoganj Dist Hardoi in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007535
Branch Kursath Bujurg
City Madhoganj (Dist. Hardoi)
District Madhoganj Dist Hardoi
State Uttar Pradesh
Address Kursath Bujurg Mohalla Pant Nagar Post Offmadhoganj Tehsil Bilgram District Hardoi

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Madhoganj (Dist. Hardoi) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007535 for the Kursath Bujurg branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Kursath Bujurg, Madhoganj (Dist. Hardoi), Uttar Pradesh, is provided with a unique IFSC like BKID0007535 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Madhoganj (Dist. Hardoi).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Madhoganj (Dist. Hardoi) and Madhoganj Dist Hardoi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Kursath Bujurg do not get mixed with another location.

Format of the IFSC Code BKID0007535

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kursath Bujurg in Madhoganj (Dist. Hardoi).

For example, the IFSC Code BKID0007535 of Bank Of India for the Kursath Bujurg branch includes these elements, identifying the bank and the branch location in Madhoganj (Dist. Hardoi) and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0007535 of Bank Of India for its Kursath Bujurg branch located in Madhoganj (Dist. Hardoi), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Madhoganj (Dist. Hardoi) and Madhoganj Dist Hardoi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Kursath Bujurg or Madhoganj (Dist. Hardoi) to get the exact IFSC Code BKID0007535.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Madhoganj (Dist. Hardoi), you'll get the correct details.

How to Use IFSC Code BKID0007535 for Online Transfers?

Once you have the IFSC Code BKID0007535 for the Kursath Bujurg branch of Bank Of India in Madhoganj (Dist. Hardoi), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007535. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007535.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Kursath Bujurg in Madhoganj (Dist. Hardoi) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Kursath Bujurg, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Madhoganj (Dist. Hardoi) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Kursath Bujurg, Madhoganj (Dist. Hardoi)?

The IFSC Code is BKID0007535.

Is the IFSC Code BKID0007535 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Kursath Bujurg?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kursath Bujurg branch?

The address of the branch is Kursath Bujurg Mohalla Pant Nagar Post Offmadhoganj Tehsil Bilgram District Hardoi located in Madhoganj (Dist. Hardoi), Madhoganj Dist Hardoi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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