Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Bhatiya branch in Lingad (Tal Choryasi Dist. Surat), Lingad Tal Choryasi Dist Surat, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Lingad (Tal Choryasi Dist. Surat) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0002760. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Bhatiya, Lingad (Tal Choryasi Dist. Surat)
Here are the key points that are associated with the IFSC Code BKID0002760 of Bank Of India for its branch located in Lingad (Tal Choryasi Dist. Surat), within the district of Lingad Tal Choryasi Dist Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0002760 |
| Branch | Bhatiya |
| City | Lingad (Tal Choryasi Dist. Surat) |
| District | Lingad Tal Choryasi Dist Surat |
| State | Gujarat |
| Address | At Bhatiya Post Lingad Via Sachin Wrtaluka Choryasidistsurat |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Lingad (Tal Choryasi Dist. Surat) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0002760 for the Bhatiya branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Bhatiya, Lingad (Tal Choryasi Dist. Surat), Gujarat, is provided with a unique IFSC like BKID0002760 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Lingad (Tal Choryasi Dist. Surat).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Lingad (Tal Choryasi Dist. Surat) and Lingad Tal Choryasi Dist Surat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Bhatiya do not get mixed with another location.
Format of the IFSC Code BKID0002760
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhatiya in Lingad (Tal Choryasi Dist. Surat).
For example, the IFSC Code BKID0002760 of Bank Of India for the Bhatiya branch includes these elements, identifying the bank and the branch location in Lingad (Tal Choryasi Dist. Surat) and Gujarat accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0002760 of Bank Of India for its Bhatiya branch located in Lingad (Tal Choryasi Dist. Surat), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Lingad (Tal Choryasi Dist. Surat) and Lingad Tal Choryasi Dist Surat, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Bhatiya or Lingad (Tal Choryasi Dist. Surat) to get the exact IFSC Code BKID0002760.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Lingad (Tal Choryasi Dist. Surat), you'll get the correct details.
How to Use IFSC Code BKID0002760 for Online Transfers?
Once you have the IFSC Code BKID0002760 for the Bhatiya branch of Bank Of India in Lingad (Tal Choryasi Dist. Surat), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0002760. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0002760.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Bhatiya in Lingad (Tal Choryasi Dist. Surat), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bhatiya, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lingad (Tal Choryasi Dist. Surat) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhatiya Lingad (Tal Choryasi Dist. Surat) branch is BKID0002760.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Bhatiya Post Lingad Via Sachin Wrtaluka Choryasidistsurat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.