Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Lathudih branch in Lathudih (Dist. Ghazipur), Lathudih Dist Ghazipur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Lathudih (Dist. Ghazipur) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0006918. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Lathudih, Lathudih (Dist. Ghazipur)

Here are some of the key details that come with the IFSC Code BKID0006918 of Bank Of India for its branch located in Lathudih (Dist. Ghazipur), within the district of Lathudih Dist Ghazipur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0006918
Branch Lathudih
City Lathudih (Dist. Ghazipur)
District Lathudih Dist Ghazipur
State Uttar Pradesh
Address Rasara Road Lathudihpo Gandhi Nagar Distt Ghazipur Up

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Lathudih (Dist. Ghazipur) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006918 for the Lathudih branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Lathudih, Lathudih (Dist. Ghazipur), Uttar Pradesh, are given a unique IFSC like BKID0006918 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Lathudih (Dist. Ghazipur).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Lathudih (Dist. Ghazipur) and Lathudih Dist Ghazipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Lathudih goes to the correct branch. This is important because Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0006918

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lathudih in Lathudih (Dist. Ghazipur).

For example, the IFSC Code BKID0006918 of Bank Of India for the Lathudih branch includes these elements, identifying the bank and the branch location in Lathudih (Dist. Ghazipur) and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0006918 of Bank Of India for its Lathudih branch located in Lathudih (Dist. Ghazipur), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Lathudih (Dist. Ghazipur) and Lathudih Dist Ghazipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Lathudih or Lathudih (Dist. Ghazipur) to find the exact IFSC Code BKID0006918.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Lathudih (Dist. Ghazipur) will provide accurate information.

How to Use IFSC Code BKID0006918 for Online Transfers?

Once you have the IFSC Code BKID0006918 for the Lathudih branch of Bank Of India in Lathudih (Dist. Ghazipur), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0006918. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0006918.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Lathudih in Lathudih (Dist. Ghazipur), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Lathudih, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lathudih (Dist. Ghazipur) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Lathudih, Lathudih (Dist. Ghazipur)?

The IFSC Code is BKID0006918.

Is the IFSC Code BKID0006918 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Lathudih?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lathudih branch?

The address of the branch is Rasara Road Lathudihpo Gandhi Nagar Distt Ghazipur Up located in Lathudih (Dist. Ghazipur), Lathudih Dist Ghazipur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.