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IFSC Code of Bank Of India, Trikolia, Lakhimpur, Uttar Pradesh — BKID0AG2425

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Trikolia branch in Lakhimpur, Lakhimpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Lakhimpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG2425. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Trikolia, Lakhimpur

Here are the main details that are associated with the IFSC Code BKID0AG2425 of Bank Of India for its branch located in Lakhimpur, within the district of Lakhimpur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2425
Branch Trikolia
City Lakhimpur
District Lakhimpur
State Uttar Pradesh
Address Vill. Trikolia Blockpalia Kalan Potrikolia Tahsilmohammadi , Pin262902

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Lakhimpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG2425 for the Trikolia branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Trikolia, Lakhimpur, Uttar Pradesh, are given a unique IFSC like BKID0AG2425 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Lakhimpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Lakhimpur and Lakhimpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Trikolia goes to the correct branch. This is important because Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0AG2425

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Trikolia in Lakhimpur.

For example, the IFSC Code BKID0AG2425 of Bank Of India for the Trikolia branch includes these elements, identifying the bank and the branch location in Lakhimpur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0AG2425 of Bank Of India for its Trikolia branch located in Lakhimpur, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Lakhimpur and Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Trikolia or Lakhimpur to get the exact IFSC Code BKID0AG2425.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Lakhimpur that will provide accurate information.

How to Use IFSC Code BKID0AG2425 for Online Transfers?

If you have the IFSC Code BKID0AG2425 for the Trikolia branch of Bank Of India in Lakhimpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0AG2425. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0AG2425.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Trikolia in Lakhimpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Trikolia, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lakhimpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Trikolia, Lakhimpur?

The IFSC Code is BKID0AG2425.

Is the IFSC Code BKID0AG2425 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Trikolia?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Trikolia branch?

The address of the branch is Vill. Trikolia Blockpalia Kalan Potrikolia Tahsilmohammadi , Pin262902 located in Lakhimpur, Lakhimpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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