For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Lakhimpur Kheri branch in Lakhimpur Kheri (Dist. Kheri), Lakhimpur Kheri Dist Kheri, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Lakhimpur Kheri (Dist. Kheri) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0006830. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Lakhimpur Kheri, Lakhimpur Kheri (Dist. Kheri)
Here are some of the key details that come with the IFSC Code BKID0006830 of Bank Of India for its branch located in Lakhimpur Kheri (Dist. Kheri), within the district of Lakhimpur Kheri Dist Kheri in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0006830 |
| Branch | Lakhimpur Kheri |
| City | Lakhimpur Kheri (Dist. Kheri) |
| District | Lakhimpur Kheri Dist Kheri |
| State | Uttar Pradesh |
| Address | 1St Floor Pitarai Marketopposite Railway Station Dist Kheri |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Lakhimpur Kheri (Dist. Kheri) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006830 for the Lakhimpur Kheri branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0006830 is given to every bank branch, including Bank Of India located in Lakhimpur Kheri, Lakhimpur Kheri (Dist. Kheri), Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Lakhimpur Kheri (Dist. Kheri).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Lakhimpur Kheri (Dist. Kheri) and Lakhimpur Kheri Dist Kheri.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Lakhimpur Kheri doesn't end up at another location.
Format of the IFSC Code BKID0006830
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lakhimpur Kheri in Lakhimpur Kheri (Dist. Kheri).
For example, the IFSC Code BKID0006830 of Bank Of India for the Lakhimpur Kheri branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri (Dist. Kheri) and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0006830 of Bank Of India for its Lakhimpur Kheri branch located in Lakhimpur Kheri (Dist. Kheri), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Lakhimpur Kheri (Dist. Kheri) and Lakhimpur Kheri Dist Kheri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Lakhimpur Kheri or Lakhimpur Kheri (Dist. Kheri) to get the exact IFSC Code BKID0006830.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Lakhimpur Kheri (Dist. Kheri) that will provide accurate information.
How to Use IFSC Code BKID0006830 for Online Transfers?
Once you have the IFSC Code BKID0006830 for the Lakhimpur Kheri branch of Bank Of India in Lakhimpur Kheri (Dist. Kheri), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0006830. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0006830.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Lakhimpur Kheri in Lakhimpur Kheri (Dist. Kheri), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Lakhimpur Kheri, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Lakhimpur Kheri (Dist. Kheri) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0006830.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1St Floor Pitarai Marketopposite Railway Station Dist Kheri located in Lakhimpur Kheri (Dist. Kheri), Lakhimpur Kheri Dist Kheri, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.