For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Chureh Keshurua branch in Lakhimpur, Chitrakoot, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Lakhimpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG2335. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Chureh Keshurua, Lakhimpur

The table below shows the main details of the IFSC Code BKID0AG2335 for the Bank Of India branch in Lakhimpur, which falls under the Chitrakoot district in Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2335
Branch Chureh Keshurua
City Lakhimpur
District Chitrakoot
State Uttar Pradesh
Address Vill Chureh Keshruwa Blockkarvi Pomanikpur Tahsilmanikpur Pin210208

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Lakhimpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0AG2335 for the Chureh Keshurua branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0AG2335 is given to every bank branch, including Bank Of India located in Chureh Keshurua, Lakhimpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Lakhimpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Lakhimpur and Chitrakoot.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Chureh Keshurua doesn't end up at another location.

Format of the IFSC Code BKID0AG2335

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chureh Keshurua in Lakhimpur.

For example, the IFSC Code BKID0AG2335 of Bank Of India for the Chureh Keshurua branch includes these elements, identifying the bank and the branch location in Lakhimpur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0AG2335 of Bank Of India for its Chureh Keshurua branch located in Lakhimpur, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Lakhimpur and Chitrakoot, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Chureh Keshurua or Lakhimpur to get the exact IFSC Code BKID0AG2335.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Lakhimpur, then it will provide you proper information.

How to Use IFSC Code BKID0AG2335 for Online Transfers?

Once you have the IFSC Code BKID0AG2335 for the Chureh Keshurua branch of Bank Of India in Lakhimpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0AG2335. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0AG2335.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Chureh Keshurua in Lakhimpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Chureh Keshurua, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Chureh Keshurua, Lakhimpur?

The IFSC Code is BKID0AG2335.

Is the IFSC Code BKID0AG2335 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Chureh Keshurua?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chureh Keshurua branch?

The address of the branch is Vill Chureh Keshruwa Blockkarvi Pomanikpur Tahsilmanikpur Pin210208 located in Lakhimpur, Chitrakoot, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby BANK OF INDIA Branches

Back to Top