The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Kuruppampady branch in Kuruppampady, Kuruppampady, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Kuruppampady or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BKID0008573. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Kuruppampady, Kuruppampady

Below in the table are the key details related to IFSC Code BKID0008573 of Bank Of India for its branch located in Kuruppampady, within the district of Kuruppampady in the state of Kerala.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008573
Branch Kuruppampady
City Kuruppampady
District Kuruppampady
State Kerala
Address Kuruppampadydistrict Ernakulam

These details helps users in online banking and for businesses and individuals who use Bank Of India in Kuruppampady for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008573 for the Kuruppampady branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0008573 is given to every bank branch, including Bank Of India located in Kuruppampady, Kuruppampady, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Kuruppampady.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kuruppampady and Kuruppampady.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Kuruppampady doesn't end up at another location.

Format of the IFSC Code BKID0008573

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kuruppampady in Kuruppampady.

For example, the IFSC Code BKID0008573 of Bank Of India for the Kuruppampady branch includes these elements, identifying the bank and the branch location in Kuruppampady and Kerala accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0008573 of Bank Of India for its Kuruppampady branch located in Kuruppampady, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Kuruppampady and Kuruppampady, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Kuruppampady or Kuruppampady to find the exact IFSC Code BKID0008573.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Kuruppampady will provide accurate information.

How to Use IFSC Code BKID0008573 for Online Transfers?

Once you have the IFSC Code BKID0008573 for the Kuruppampady branch of Bank Of India in Kuruppampady, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008573. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008573.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Kuruppampady in Kuruppampady, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kuruppampady, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kuruppampady manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Kuruppampady, Kuruppampady?

The IFSC Code is BKID0008573.

Is the IFSC Code BKID0008573 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Kuruppampady?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kuruppampady branch?

The address of the branch is Kuruppampadydistrict Ernakulam located in Kuruppampady, Kuruppampady, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.