There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Kumhrawan branch in Kumhrawan (Dist. Lucknow), Kumhrawan Dist Lucknow, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Kumhrawan (Dist. Lucknow) or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0006808. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kumhrawan, Kumhrawan (Dist. Lucknow)

The table below shows the main details of the IFSC Code BKID0006808 for the Bank Of India branch in Kumhrawan (Dist. Lucknow), which falls under the Kumhrawan Dist Lucknow district in Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0006808
Branch Kumhrawan
City Kumhrawan (Dist. Lucknow)
District Kumhrawan Dist Lucknow
State Uttar Pradesh
Address Kursi Itonza Roadvillage Post Kumhrawan Dist Lucknow

These details helps users in online banking and for businesses and individuals who use Bank Of India in Kumhrawan (Dist. Lucknow) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006808 for the Kumhrawan branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kumhrawan, Kumhrawan (Dist. Lucknow), Uttar Pradesh, are given a unique IFSC like BKID0006808 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kumhrawan (Dist. Lucknow).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kumhrawan (Dist. Lucknow) and Kumhrawan Dist Lucknow.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Kumhrawan goes to the correct branch. This is important because Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0006808

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kumhrawan in Kumhrawan (Dist. Lucknow).

For example, the IFSC Code BKID0006808 of Bank Of India for the Kumhrawan branch includes these elements, identifying the bank and the branch location in Kumhrawan (Dist. Lucknow) and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0006808 of Bank Of India for its Kumhrawan branch located in Kumhrawan (Dist. Lucknow), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Kumhrawan (Dist. Lucknow) and Kumhrawan Dist Lucknow, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Kumhrawan or Kumhrawan (Dist. Lucknow) to find the exact IFSC Code BKID0006808.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Kumhrawan (Dist. Lucknow) will provide accurate information.

How to Use IFSC Code BKID0006808 for Online Transfers?

If you have the IFSC Code BKID0006808 for the Kumhrawan branch of Bank Of India in Kumhrawan (Dist. Lucknow), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0006808. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0006808.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Kumhrawan in Kumhrawan (Dist. Lucknow), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kumhrawan, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kumhrawan (Dist. Lucknow) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Kumhrawan, Kumhrawan (Dist. Lucknow)?

The IFSC Code is BKID0006808.

Is the IFSC Code BKID0006808 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Kumhrawan?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kumhrawan branch?

The address of the branch is Kursi Itonza Roadvillage Post Kumhrawan Dist Lucknow located in Kumhrawan (Dist. Lucknow), Kumhrawan Dist Lucknow, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.