The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Kokrajhar branch in Kokrajhar, Kokrajhar, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Kokrajhar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BKID0005101. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Kokrajhar, Kokrajhar

The table below shows the main details of the IFSC Code BKID0005101 for the Bank Of India branch in Kokrajhar, which falls under the Kokrajhar district in Assam.

Particulars Details
Bank Bank Of India
IFSC Code BKID0005101
Branch Kokrajhar
City Kokrajhar
District Kokrajhar
State Assam
Address Kokrajhar Branch 1St Floor Happy Complex J D Road Kokrajhar 783370

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Kokrajhar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005101 for the Kokrajhar branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kokrajhar, Kokrajhar, Assam, are allotted a unique IFSC like BKID0005101 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kokrajhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kokrajhar and Kokrajhar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Kokrajhar reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code BKID0005101

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kokrajhar in Kokrajhar.

For example, the IFSC Code BKID0005101 of Bank Of India for the Kokrajhar branch includes these elements, identifying the bank and the branch location in Kokrajhar and Assam accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0005101 of Bank Of India for its Kokrajhar branch located in Kokrajhar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Kokrajhar and Kokrajhar, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Kokrajhar or Kokrajhar to get the exact IFSC Code BKID0005101.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Kokrajhar, you'll get the correct details.

How to Use IFSC Code BKID0005101 for Online Transfers?

Once you have the IFSC Code BKID0005101 for the Kokrajhar branch of Bank Of India in Kokrajhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0005101. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005101.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Kokrajhar in Kokrajhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Kokrajhar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kokrajhar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Kokrajhar, Kokrajhar?

The IFSC Code is BKID0005101.

Is the IFSC Code BKID0005101 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Kokrajhar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kokrajhar branch?

The address of the branch is Kokrajhar Branch 1St Floor Happy Complex J D Road Kokrajhar 783370 located in Kokrajhar, Kokrajhar, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.