IFSC Code of Bank Of India, Ernakulam Sp Hsg Finper, Kochi, Kerala- BKID0008504

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Ernakulam Sp Hsg Finper branch in Kochi, Kochi, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Kochi or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code BKID0008504. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Ernakulam Sp Hsg Finper, Kochi

Below in the table are the key details related to IFSC Code BKID0008504 of Bank Of India for its branch located in Kochi, within the district of Kochi in the state of Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Kochi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008504 for the Ernakulam Sp Hsg Finper branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Ernakulam Sp Hsg Finper, Kochi, Kerala, are allotted a unique IFSC like BKID0008504 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kochi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kochi and Kochi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Ernakulam Sp Hsg Finper reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code BKID0008504

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ernakulam Sp Hsg Finper in Kochi.

For example, the IFSC Code BKID0008504 of Bank Of India for the Ernakulam Sp Hsg Finper branch includes these elements, identifying the bank and the branch location in Kochi and Kerala correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0008504 of Bank Of India for its Ernakulam Sp Hsg Finper branch located in Kochi, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Kochi and Kochi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Ernakulam Sp Hsg Finper or Kochi to get the exact IFSC Code BKID0008504.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Kochi, then it will provide you proper information.

How to Use IFSC Code BKID0008504 for Online Transfers?

If you have the IFSC Code BKID0008504 for the Ernakulam Sp Hsg Finper branch of Bank Of India in Kochi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008504. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0008504.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Ernakulam Sp Hsg Finper in Kochi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Ernakulam Sp Hsg Finper, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kochi manage online transfers as well as cheque clearances with ease.