For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Kisko branch in Kisko (Dist. Lohardaga), Kisko Dist Lohardaga, Jharkhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Kisko (Dist. Lohardaga) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004925. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kisko, Kisko (Dist. Lohardaga)

Here are the key points that are associated with the IFSC Code BKID0004925 of Bank Of India for its branch located in Kisko (Dist. Lohardaga), within the district of Kisko Dist Lohardaga in the state of Jharkhand.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004925
Branch Kisko
City Kisko (Dist. Lohardaga)
District Kisko Dist Lohardaga
State Jharkhand
Address At Post Kiskodistrict Lohardaga

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Kisko (Dist. Lohardaga) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004925 for the Kisko branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Kisko, Kisko (Dist. Lohardaga), Jharkhand, is provided a unique IFSC like BKID0004925 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Kisko (Dist. Lohardaga).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kisko (Dist. Lohardaga) and Kisko Dist Lohardaga.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Kisko do not get misguided to another person.

Format of the IFSC Code BKID0004925

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kisko in Kisko (Dist. Lohardaga).

For example, the IFSC Code BKID0004925 of Bank Of India for the Kisko branch includes these elements, identifying the bank and the branch location in Kisko (Dist. Lohardaga) and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004925 of Bank Of India for its Kisko branch located in Kisko (Dist. Lohardaga), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Kisko (Dist. Lohardaga) and Kisko Dist Lohardaga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Kisko or Kisko (Dist. Lohardaga) to get the exact IFSC Code BKID0004925.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Kisko (Dist. Lohardaga), then it will provide you proper information.

How to Use IFSC Code BKID0004925 for Online Transfers?

Once you have the IFSC Code BKID0004925 for the Kisko branch of Bank Of India in Kisko (Dist. Lohardaga), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004925. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004925.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Kisko in Kisko (Dist. Lohardaga), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Kisko, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kisko (Dist. Lohardaga) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Kisko, Kisko (Dist. Lohardaga)?

The IFSC Code is BKID0004925.

Is the IFSC Code BKID0004925 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Kisko?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kisko branch?

The address of the branch is At Post Kiskodistrict Lohardaga located in Kisko (Dist. Lohardaga), Kisko Dist Lohardaga, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.