For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Killukottai branch in Killukottai (Dist. Pudukottai), Killukottai Dist Pudukottai, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Killukottai (Dist. Pudukottai) or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BKID0008180. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Killukottai, Killukottai (Dist. Pudukottai)
The table below shows the main details of the IFSC Code BKID0008180 for the Bank Of India branch in Killukottai (Dist. Pudukottai), which falls under the Killukottai Dist Pudukottai district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0008180 |
| Branch | Killukottai |
| City | Killukottai (Dist. Pudukottai) |
| District | Killukottai Dist Pudukottai |
| State | Tamil Nadu |
| Address | 6053 Main Roadkillukottai Dist Pudukottai |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Killukottai (Dist. Pudukottai) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008180 for the Killukottai branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Killukottai, Killukottai (Dist. Pudukottai), Tamil Nadu, is provided with a unique IFSC like BKID0008180 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Killukottai (Dist. Pudukottai).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Killukottai (Dist. Pudukottai) and Killukottai Dist Pudukottai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Killukottai do not get mixed with another location.
Format of the IFSC Code BKID0008180
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Killukottai in Killukottai (Dist. Pudukottai).
For example, the IFSC Code BKID0008180 of Bank Of India for the Killukottai branch includes these elements, identifying the bank and the branch location in Killukottai (Dist. Pudukottai) and Tamil Nadu accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0008180 of Bank Of India for its Killukottai branch located in Killukottai (Dist. Pudukottai), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Killukottai (Dist. Pudukottai) and Killukottai Dist Pudukottai, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Killukottai or Killukottai (Dist. Pudukottai) to get the exact IFSC Code BKID0008180.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Killukottai (Dist. Pudukottai), you'll get the correct details.
How to Use IFSC Code BKID0008180 for Online Transfers?
Once you have the IFSC Code BKID0008180 for the Killukottai branch of Bank Of India in Killukottai (Dist. Pudukottai), you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0008180. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008180.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Killukottai in Killukottai (Dist. Pudukottai) may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Killukottai, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Killukottai (Dist. Pudukottai) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0008180.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 6053 Main Roadkillukottai Dist Pudukottai located in Killukottai (Dist. Pudukottai), Killukottai Dist Pudukottai, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.