Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Kheralu branch in Kheralu (Distt Mehsana) Gj, Kheralu Distt Mehsana Gj, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Kheralu (Distt Mehsana) Gj or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0002219. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kheralu, Kheralu (Distt Mehsana) Gj

Below in the table are the key details related to IFSC Code BKID0002219 of Bank Of India for its branch located in Kheralu (Distt Mehsana) Gj, within the district of Kheralu Distt Mehsana Gj in the state of Gujarat.

Particulars Details
Bank Bank Of India
IFSC Code BKID0002219
Branch Kheralu
City Kheralu (Distt Mehsana) Gj
District Kheralu Distt Mehsana Gj
State Gujarat
Address Dc Avenue Kacheri Roadnr Taluka Panchayat Ta Kheralu Dist Mehsana

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Kheralu (Distt Mehsana) Gj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0002219 for the Kheralu branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kheralu, Kheralu (Distt Mehsana) Gj, Gujarat, are allotted a unique IFSC like BKID0002219 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kheralu (Distt Mehsana) Gj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kheralu (Distt Mehsana) Gj and Kheralu Distt Mehsana Gj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Kheralu reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BKID0002219

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kheralu in Kheralu (Distt Mehsana) Gj.

For example, the IFSC Code BKID0002219 of Bank Of India for the Kheralu branch has these elements, identifying the bank and the branch location in Kheralu (Distt Mehsana) Gj and Gujarat correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0002219 of Bank Of India for its Kheralu branch located in Kheralu (Distt Mehsana) Gj, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Kheralu (Distt Mehsana) Gj and Kheralu Distt Mehsana Gj, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Kheralu or Kheralu (Distt Mehsana) Gj to get the exact IFSC Code BKID0002219.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Kheralu (Distt Mehsana) Gj, you'll get the correct details.

How to Use IFSC Code BKID0002219 for Online Transfers?

Once you have the IFSC Code BKID0002219 for the Kheralu branch of Bank Of India in Kheralu (Distt Mehsana) Gj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0002219. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0002219.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Kheralu in Kheralu (Distt Mehsana) Gj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Kheralu, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kheralu (Distt Mehsana) Gj manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Kheralu, Kheralu (Distt Mehsana) Gj?

The IFSC Code is BKID0002219.

Is the IFSC Code BKID0002219 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Kheralu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kheralu branch?

The address of the branch is Dc Avenue Kacheri Roadnr Taluka Panchayat Ta Kheralu Dist Mehsana located in Kheralu (Distt Mehsana) Gj, Kheralu Distt Mehsana Gj, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.