For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Kheda Khajuria branch in Kheda Khajuria (Dist. Ujjain), Kheda Khajuria Dist Ujjain, Madhya Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Kheda Khajuria (Dist. Ujjain) or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code BKID0009104. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kheda Khajuria, Kheda Khajuria (Dist. Ujjain)

The table below shows the main details of the IFSC Code BKID0009104 for the Bank Of India branch in Kheda Khajuria (Dist. Ujjain), which falls under the Kheda Khajuria Dist Ujjain district in Madhya Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0009104
Branch Kheda Khajuria
City Kheda Khajuria (Dist. Ujjain)
District Kheda Khajuria Dist Ujjain
State Madhya Pradesh
Address At Post Kheda Khajuriatehsil Mahidpur Dist Ujjain

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Kheda Khajuria (Dist. Ujjain) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0009104 for the Kheda Khajuria branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Kheda Khajuria, Kheda Khajuria (Dist. Ujjain), Madhya Pradesh, is provided with a unique IFSC like BKID0009104 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Kheda Khajuria (Dist. Ujjain).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kheda Khajuria (Dist. Ujjain) and Kheda Khajuria Dist Ujjain.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Kheda Khajuria do not get mixed with another location.

Format of the IFSC Code BKID0009104

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kheda Khajuria in Kheda Khajuria (Dist. Ujjain).

For example, the IFSC Code BKID0009104 of Bank Of India for the Kheda Khajuria branch includes these elements, identifying the bank and the branch location in Kheda Khajuria (Dist. Ujjain) and Madhya Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0009104 of Bank Of India for its Kheda Khajuria branch located in Kheda Khajuria (Dist. Ujjain), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Kheda Khajuria (Dist. Ujjain) and Kheda Khajuria Dist Ujjain, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Kheda Khajuria or Kheda Khajuria (Dist. Ujjain) to get the exact IFSC Code BKID0009104.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Kheda Khajuria (Dist. Ujjain) that will provide accurate information.

How to Use IFSC Code BKID0009104 for Online Transfers?

Once you have the IFSC Code BKID0009104 for the Kheda Khajuria branch of Bank Of India in Kheda Khajuria (Dist. Ujjain), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0009104. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0009104.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Kheda Khajuria in Kheda Khajuria (Dist. Ujjain) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kheda Khajuria, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kheda Khajuria (Dist. Ujjain) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Kheda Khajuria Kheda Khajuria (Dist. Ujjain)?

The IFSC Code of the Kheda Khajuria Kheda Khajuria (Dist. Ujjain) branch is BKID0009104.

Is IFSC Code BKID0009104 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Kheda Khajuria branch?

The branch is located at At Post Kheda Khajuriatehsil Mahidpur Dist Ujjain.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.