The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Utkantheshwar Mahadev branch in Kheda (Gj), Kheda Gj, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Kheda (Gj) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0002074. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Utkantheshwar Mahadev, Kheda (Gj)

Here are the key points that are associated with the IFSC Code BKID0002074 of Bank Of India for its branch located in Kheda (Gj), within the district of Kheda Gj in the state of Gujarat.

Particulars Details
Bank Bank Of India
IFSC Code BKID0002074
Branch Utkantheshwar Mahadev
City Kheda (Gj)
District Kheda Gj
State Gujarat
Address Nr Ashapura Mandir Survey No174Utkanteshwar Mahadev Taluka Kapadwanj

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Kheda (Gj) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0002074 for the Utkantheshwar Mahadev branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Utkantheshwar Mahadev, Kheda (Gj), Gujarat, are given a unique IFSC like BKID0002074 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kheda (Gj).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kheda (Gj) and Kheda Gj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Utkantheshwar Mahadev goes to the correct branch. This is important because Bank Of India has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0002074

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Utkantheshwar Mahadev in Kheda (Gj).

For example, the IFSC Code BKID0002074 of Bank Of India for the Utkantheshwar Mahadev branch includes these elements, identifying the bank and the branch location in Kheda (Gj) and Gujarat accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0002074 of Bank Of India for its Utkantheshwar Mahadev branch located in Kheda (Gj), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Kheda (Gj) and Kheda Gj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Utkantheshwar Mahadev or Kheda (Gj) to get the exact IFSC Code BKID0002074.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Kheda (Gj), then it will provide you proper information.

How to Use IFSC Code BKID0002074 for Online Transfers?

If you have the IFSC Code BKID0002074 for the Utkantheshwar Mahadev branch of Bank Of India in Kheda (Gj), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0002074. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0002074.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Utkantheshwar Mahadev in Kheda (Gj), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Utkantheshwar Mahadev, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kheda (Gj) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Utkantheshwar Mahadev, Kheda (Gj)?

The IFSC Code is BKID0002074.

Is the IFSC Code BKID0002074 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Utkantheshwar Mahadev?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Utkantheshwar Mahadev branch?

The address of the branch is Nr Ashapura Mandir Survey No174Utkanteshwar Mahadev Taluka Kapadwanj located in Kheda (Gj), Kheda Gj, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.