IFSC Code of Bank Of India, Khattra, Khattra Dist Ludhiana, Punjab — BKID0006521

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Khattra branch in Khattra (Dist. Ludhiana), Khattra Dist Ludhiana, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Khattra (Dist. Ludhiana) or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code BKID0006521. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Khattra, Khattra (Dist. Ludhiana)

The table below shows the main details of the IFSC Code BKID0006521 for the Bank Of India branch in Khattra (Dist. Ludhiana), which falls under the Khattra Dist Ludhiana district in Punjab.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Khattra (Dist. Ludhiana) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006521 for the Khattra branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Khattra, Khattra (Dist. Ludhiana), Punjab, is provided with a unique IFSC like BKID0006521 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Khattra (Dist. Ludhiana).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Khattra (Dist. Ludhiana) and Khattra Dist Ludhiana.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Khattra do not get mixed with another location.

Format of the IFSC Code BKID0006521

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khattra in Khattra (Dist. Ludhiana).

For example, the IFSC Code BKID0006521 of Bank Of India for the Khattra branch includes these elements, identifying the bank and the branch location in Khattra (Dist. Ludhiana) and Punjab correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0006521 of Bank Of India for its Khattra branch located in Khattra (Dist. Ludhiana), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Khattra (Dist. Ludhiana) and Khattra Dist Ludhiana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Khattra or Khattra (Dist. Ludhiana) to get the exact IFSC Code BKID0006521.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Khattra (Dist. Ludhiana), then it will provide you proper information.

How to Use IFSC Code BKID0006521 for Online Transfers?

Once you have the IFSC Code BKID0006521 for the Khattra branch of Bank Of India in Khattra (Dist. Ludhiana), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0006521. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0006521.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Khattra in Khattra (Dist. Ludhiana), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Khattra, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Khattra (Dist. Ludhiana) manage online transfers as well as cheque clearances with ease.