For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Khantura branch in Khantura(District 24 Parganas North), Khantura District Twenty Four Parganas North, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Khantura(District 24 Parganas North) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004330. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Khantura, Khantura(District 24 Parganas North)

Here are some of the key details that come with the IFSC Code BKID0004330 of Bank Of India for its branch located in Khantura(District 24 Parganas North), within the district of Khantura District Twenty Four Parganas North in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004330
Branch Khantura
City Khantura(District 24 Parganas North)
District Khantura District Twenty Four Parganas North
State West Bengal
Address Po Vill Khantura Kalitolladistrict Twenty Four Parganas North

These details helps users in online banking and for businesses and individuals who use Bank Of India in Khantura(District 24 Parganas North) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004330 for the Khantura branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004330 is given to every bank branch, including Bank Of India located in Khantura, Khantura(District 24 Parganas North), West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Khantura(District 24 Parganas North).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Khantura(District 24 Parganas North) and Khantura District Twenty Four Parganas North.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Khantura doesn't end up at another location.

Format of the IFSC Code BKID0004330

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khantura in Khantura(District 24 Parganas North).

For example, the IFSC Code BKID0004330 of Bank Of India for the Khantura branch includes these elements, identifying the bank and the branch location in Khantura(District 24 Parganas North) and West Bengal correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004330 of Bank Of India for its Khantura branch located in Khantura(District 24 Parganas North), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Khantura(District 24 Parganas North) and Khantura District Twenty Four Parganas North, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Khantura or Khantura(District 24 Parganas North) to get the exact IFSC Code BKID0004330.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Khantura(District 24 Parganas North), you'll get the correct details.

How to Use IFSC Code BKID0004330 for Online Transfers?

Once you have the IFSC Code BKID0004330 for the Khantura branch of Bank Of India in Khantura(District 24 Parganas North), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004330. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004330.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Khantura in Khantura(District 24 Parganas North), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Khantura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Khantura(District 24 Parganas North) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Khantura, Khantura(District 24 Parganas North)?

The IFSC Code is BKID0004330.

Is the IFSC Code BKID0004330 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Khantura?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khantura branch?

The address of the branch is Po Vill Khantura Kalitolladistrict Twenty Four Parganas North located in Khantura(District 24 Parganas North), Khantura District Twenty Four Parganas North, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.