The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Khambhat branch in Khambat (Dist. Anand), Khambat Dist Anand, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Khambat (Dist. Anand) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0002822. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Khambhat, Khambat (Dist. Anand)

Here are some of the key details that come with the IFSC Code BKID0002822 of Bank Of India for its branch located in Khambat (Dist. Anand), within the district of Khambat Dist Anand in the state of Gujarat.

Particulars Details
Bank Bank Of India
IFSC Code BKID0002822
Branch Khambhat
City Khambat (Dist. Anand)
District Khambat Dist Anand
State Gujarat
Address Manoranjan Lodgenear Head P Ostation Road Khambhat Dist Anand

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Khambat (Dist. Anand) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0002822 for the Khambhat branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Khambhat, Khambat (Dist. Anand), Gujarat, are allotted a unique IFSC like BKID0002822 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Khambat (Dist. Anand).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Khambat (Dist. Anand) and Khambat Dist Anand.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Khambhat reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BKID0002822

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khambhat in Khambat (Dist. Anand).

For example, the IFSC Code BKID0002822 of Bank Of India for the Khambhat branch includes these elements, identifying the bank and the branch location in Khambat (Dist. Anand) and Gujarat accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0002822 of Bank Of India for its Khambhat branch located in Khambat (Dist. Anand), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Khambat (Dist. Anand) and Khambat Dist Anand, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Khambhat or Khambat (Dist. Anand) to find the exact IFSC Code BKID0002822.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Khambat (Dist. Anand) will provide accurate information.

How to Use IFSC Code BKID0002822 for Online Transfers?

Once you have the IFSC Code BKID0002822 for the Khambhat branch of Bank Of India in Khambat (Dist. Anand), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0002822. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0002822.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Khambhat in Khambat (Dist. Anand) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Khambhat, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Khambat (Dist. Anand) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Khambhat, Khambat (Dist. Anand)?

The IFSC Code is BKID0002822.

Is the IFSC Code BKID0002822 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Khambhat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khambhat branch?

The address of the branch is Manoranjan Lodgenear Head P Ostation Road Khambhat Dist Anand located in Khambat (Dist. Anand), Khambat Dist Anand, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.