Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Kewas Jagir branch in Kewas Jagir (Dist. Samastipur), Kewas Jagir Dist Samastipur, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Kewas Jagir (Dist. Samastipur) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004970. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Kewas Jagir, Kewas Jagir (Dist. Samastipur)
Below in the table are the key details related to IFSC Code BKID0004970 of Bank Of India for its branch located in Kewas Jagir (Dist. Samastipur), within the district of Kewas Jagir Dist Samastipur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004970 |
| Branch | Kewas Jagir |
| City | Kewas Jagir (Dist. Samastipur) |
| District | Kewas Jagir Dist Samastipur |
| State | Bihar |
| Address | At P O Kewas Nizamatvia Jitwarpur Dist Samastipur |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Kewas Jagir (Dist. Samastipur) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004970 for the Kewas Jagir branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Kewas Jagir, Kewas Jagir (Dist. Samastipur), Bihar, is provided with a unique IFSC like BKID0004970 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Kewas Jagir (Dist. Samastipur).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kewas Jagir (Dist. Samastipur) and Kewas Jagir Dist Samastipur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Kewas Jagir do not get mixed with another location.
Format of the IFSC Code BKID0004970
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kewas Jagir in Kewas Jagir (Dist. Samastipur).
For example, the IFSC Code BKID0004970 of Bank Of India for the Kewas Jagir branch has these elements, identifying the bank and the branch location in Kewas Jagir (Dist. Samastipur) and Bihar correctly.
How to Find IFSC Code for Bank Of India?
To find the IFSC Code BKID0004970 of Bank Of India for its Kewas Jagir branch located in Kewas Jagir (Dist. Samastipur), the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Kewas Jagir (Dist. Samastipur) and Kewas Jagir Dist Samastipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and go to the branch locator section. Then search for Kewas Jagir or Kewas Jagir (Dist. Samastipur) to find the exact IFSC Code BKID0004970.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Kewas Jagir (Dist. Samastipur) will provide accurate information.
How to Use IFSC Code BKID0004970 for Online Transfers?
Once you have the IFSC Code BKID0004970 for the Kewas Jagir branch of Bank Of India in Kewas Jagir (Dist. Samastipur), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004970. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004970.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Kewas Jagir in Kewas Jagir (Dist. Samastipur), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Kewas Jagir, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kewas Jagir (Dist. Samastipur) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004970.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At P O Kewas Nizamatvia Jitwarpur Dist Samastipur located in Kewas Jagir (Dist. Samastipur), Kewas Jagir Dist Samastipur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.