IFSC Code of Bank Of India, Kesramal, Kesramal Dist Sundergarh, Odisha — BKID0005204

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Kesramal branch in Kesramal (Dist. Sundergarh), Kesramal Dist Sundergarh, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Kesramal (Dist. Sundergarh) or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BKID0005204. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kesramal, Kesramal (Dist. Sundergarh)

Here are the main details that are associated with the IFSC Code BKID0005204 of Bank Of India for its branch located in Kesramal (Dist. Sundergarh), within the district of Kesramal Dist Sundergarh in the state of Odisha.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Kesramal (Dist. Sundergarh) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0005204 for the Kesramal branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Kesramal, Kesramal (Dist. Sundergarh), Odisha, is provided with a unique IFSC like BKID0005204 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Kesramal (Dist. Sundergarh).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kesramal (Dist. Sundergarh) and Kesramal Dist Sundergarh.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Kesramal do not get mixed with another location.

Format of the IFSC Code BKID0005204

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kesramal in Kesramal (Dist. Sundergarh).

For example, the IFSC Code BKID0005204 of Bank Of India for the Kesramal branch includes these elements, identifying the bank and the branch location in Kesramal (Dist. Sundergarh) and Odisha correctly.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0005204 of Bank Of India for its Kesramal branch located in Kesramal (Dist. Sundergarh), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Kesramal (Dist. Sundergarh) and Kesramal Dist Sundergarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Kesramal or Kesramal (Dist. Sundergarh) to find the exact IFSC Code BKID0005204.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Kesramal (Dist. Sundergarh) will provide accurate information.

How to Use IFSC Code BKID0005204 for Online Transfers?

Once you have the IFSC Code BKID0005204 for the Kesramal branch of Bank Of India in Kesramal (Dist. Sundergarh), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0005204. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005204.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Kesramal in Kesramal (Dist. Sundergarh) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kesramal, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kesramal (Dist. Sundergarh) to handle online money transfers and get their cheques cleared smoothly.