IFSC Code of Bank Of India, Jharkhand Colliery, Kedla Jd, Jharkhand — BKID0004865

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Jharkhand Colliery branch in Kedla ( Jd), Kedla Jd, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Kedla ( Jd) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004865. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Jharkhand Colliery, Kedla ( Jd)

Here are some of the key details that come with the IFSC Code BKID0004865 of Bank Of India for its branch located in Kedla ( Jd), within the district of Kedla Jd in the state of Jharkhand.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Kedla ( Jd) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004865 for the Jharkhand Colliery branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Jharkhand Colliery, Kedla ( Jd), Jharkhand, are allotted a unique IFSC like BKID0004865 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kedla ( Jd).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kedla ( Jd) and Kedla Jd.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Jharkhand Colliery reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BKID0004865

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jharkhand Colliery in Kedla ( Jd).

For example, the IFSC Code BKID0004865 of Bank Of India for the Jharkhand Colliery branch includes these elements, identifying the bank and the branch location in Kedla ( Jd) and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004865 of Bank Of India for its Jharkhand Colliery branch located in Kedla ( Jd), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Kedla ( Jd) and Kedla Jd, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Jharkhand Colliery or Kedla ( Jd) to get the exact IFSC Code BKID0004865.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Kedla ( Jd), then it will provide you proper information.

How to Use IFSC Code BKID0004865 for Online Transfers?

Once you have the IFSC Code BKID0004865 for the Jharkhand Colliery branch of Bank Of India in Kedla ( Jd), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004865. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004865.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Jharkhand Colliery in Kedla ( Jd), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Jharkhand Colliery, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kedla ( Jd) to handle online money transfers and get their cheques cleared smoothly.