The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Kayatha branch in Kayatha (Dist. Ujjain), Kayatha Dist Ujjain, Madhya Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Kayatha (Dist. Ujjain) or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code BKID0009121. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Kayatha, Kayatha (Dist. Ujjain)
Here are the key points that are associated with the IFSC Code BKID0009121 of Bank Of India for its branch located in Kayatha (Dist. Ujjain), within the district of Kayatha Dist Ujjain in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0009121 |
| Branch | Kayatha |
| City | Kayatha (Dist. Ujjain) |
| District | Kayatha Dist Ujjain |
| State | Madhya Pradesh |
| Address | Kayathatehsil Tarana Dist Ujjain |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Kayatha (Dist. Ujjain) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0009121 for the Kayatha branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kayatha, Kayatha (Dist. Ujjain), Madhya Pradesh, are allotted a unique IFSC like BKID0009121 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kayatha (Dist. Ujjain).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kayatha (Dist. Ujjain) and Kayatha Dist Ujjain.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Kayatha reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.
Format of the IFSC Code BKID0009121
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kayatha in Kayatha (Dist. Ujjain).
For example, the IFSC Code BKID0009121 of Bank Of India for the Kayatha branch includes these elements, identifying the bank and the branch location in Kayatha (Dist. Ujjain) and Madhya Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0009121 of Bank Of India for its Kayatha branch located in Kayatha (Dist. Ujjain), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Kayatha (Dist. Ujjain) and Kayatha Dist Ujjain, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Kayatha or Kayatha (Dist. Ujjain) to get the exact IFSC Code BKID0009121.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Kayatha (Dist. Ujjain), you'll get the correct details.
How to Use IFSC Code BKID0009121 for Online Transfers?
Once you have the IFSC Code BKID0009121 for the Kayatha branch of Bank Of India in Kayatha (Dist. Ujjain), you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0009121. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0009121.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Kayatha in Kayatha (Dist. Ujjain) may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Kayatha, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kayatha (Dist. Ujjain) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kayatha Kayatha (Dist. Ujjain) branch is BKID0009121.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Kayathatehsil Tarana Dist Ujjain.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.