There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Katjuridanga branch in Katjuridanga(District Bankura), Katjuridanga District Bankura, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Katjuridanga(District Bankura) or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BKID0004263. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Katjuridanga, Katjuridanga(District Bankura)

Here are the key points that are associated with the IFSC Code BKID0004263 of Bank Of India for its branch located in Katjuridanga(District Bankura), within the district of Katjuridanga District Bankura in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004263
Branch Katjuridanga
City Katjuridanga(District Bankura)
District Katjuridanga District Bankura
State West Bengal
Address Village Katjuridangadistrict Bankura

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Katjuridanga(District Bankura) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004263 for the Katjuridanga branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Katjuridanga, Katjuridanga(District Bankura), West Bengal, are allotted a unique IFSC like BKID0004263 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Katjuridanga(District Bankura).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Katjuridanga(District Bankura) and Katjuridanga District Bankura.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Katjuridanga reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BKID0004263

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Katjuridanga in Katjuridanga(District Bankura).

For example, the IFSC Code BKID0004263 of Bank Of India for the Katjuridanga branch includes these elements, identifying the bank and the branch location in Katjuridanga(District Bankura) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004263 of Bank Of India for its Katjuridanga branch located in Katjuridanga(District Bankura), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Katjuridanga(District Bankura) and Katjuridanga District Bankura, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Katjuridanga or Katjuridanga(District Bankura) to get the exact IFSC Code BKID0004263.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Katjuridanga(District Bankura), you'll get the correct details.

How to Use IFSC Code BKID0004263 for Online Transfers?

Once you have the IFSC Code BKID0004263 for the Katjuridanga branch of Bank Of India in Katjuridanga(District Bankura), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004263. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004263.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Katjuridanga in Katjuridanga(District Bankura), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Katjuridanga, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Katjuridanga(District Bankura) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Katjuridanga, Katjuridanga(District Bankura)?

The IFSC Code is BKID0004263.

Is the IFSC Code BKID0004263 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Katjuridanga?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Katjuridanga branch?

The address of the branch is Village Katjuridangadistrict Bankura located in Katjuridanga(District Bankura), Katjuridanga District Bankura, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.