The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Katiahat branch in Katiahat (Dist. 24 Parganas North), Katiahat Dist Twenty Four Parganas North, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Katiahat (Dist. 24 Parganas North) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004275. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Katiahat, Katiahat (Dist. 24 Parganas North)
Here are some of the key details that come with the IFSC Code BKID0004275 of Bank Of India for its branch located in Katiahat (Dist. 24 Parganas North), within the district of Katiahat Dist Twenty Four Parganas North in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004275 |
| Branch | Katiahat |
| City | Katiahat (Dist. 24 Parganas North) |
| District | Katiahat Dist Twenty Four Parganas North |
| State | West Bengal |
| Address | At Post Katiahatdistrict Twenty Four Parganas North |
These details help users in online banking and for businesses and individuals who use Bank Of India in Katiahat (Dist. 24 Parganas North) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004275 for the Katiahat branch of Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Katiahat, Katiahat (Dist. 24 Parganas North), West Bengal, is provided a unique IFSC like BKID0004275 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Katiahat (Dist. 24 Parganas North).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Katiahat (Dist. 24 Parganas North) and Katiahat Dist Twenty Four Parganas North.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Katiahat do not get misguided to another person.
Format of the IFSC Code BKID0004275
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Katiahat in Katiahat (Dist. 24 Parganas North).
For example, the IFSC Code BKID0004275 of Bank Of India for the Katiahat branch includes these elements, identifying the bank and the branch location in Katiahat (Dist. 24 Parganas North) and West Bengal accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004275 of Bank Of India for its Katiahat branch located in Katiahat (Dist. 24 Parganas North), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Katiahat (Dist. 24 Parganas North) and Katiahat Dist Twenty Four Parganas North, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Katiahat or Katiahat (Dist. 24 Parganas North) to get the exact IFSC Code BKID0004275.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Katiahat (Dist. 24 Parganas North), you'll get the correct details.
How to Use IFSC Code BKID0004275 for Online Transfers?
Once you have the IFSC Code BKID0004275 for the Katiahat branch of Bank Of India in Katiahat (Dist. 24 Parganas North), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004275. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004275.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Katiahat in Katiahat (Dist. 24 Parganas North), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Katiahat, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Katiahat (Dist. 24 Parganas North) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004275.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Katiahatdistrict Twenty Four Parganas North located in Katiahat (Dist. 24 Parganas North), Katiahat Dist Twenty Four Parganas North, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.