Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Karhal branch in Karhal (Dist. Mainpuri), Karhal Dist Mainpuri, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Karhal (Dist. Mainpuri) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007723. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Karhal, Karhal (Dist. Mainpuri)

Here are the main details that are associated with the IFSC Code BKID0007723 of Bank Of India for its branch located in Karhal (Dist. Mainpuri), within the district of Karhal Dist Mainpuri in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007723
Branch Karhal
City Karhal (Dist. Mainpuri)
District Karhal Dist Mainpuri
State Uttar Pradesh
Address Mohalla Bazar Cinema Roadkarhal Distmainpuri

These details help users in online banking and for businesses and individuals who use Bank Of India in Karhal (Dist. Mainpuri) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007723 for the Karhal branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007723 is given to every bank branch, including Bank Of India located in Karhal, Karhal (Dist. Mainpuri), Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Karhal (Dist. Mainpuri).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Karhal (Dist. Mainpuri) and Karhal Dist Mainpuri.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Karhal doesn't end up at another location.

Format of the IFSC Code BKID0007723

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karhal in Karhal (Dist. Mainpuri).

For example, the IFSC Code BKID0007723 of Bank Of India for the Karhal branch includes these elements, identifying the bank and the branch location in Karhal (Dist. Mainpuri) and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0007723 of Bank Of India for its Karhal branch located in Karhal (Dist. Mainpuri), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Karhal (Dist. Mainpuri) and Karhal Dist Mainpuri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Karhal or Karhal (Dist. Mainpuri) to get the exact IFSC Code BKID0007723.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Karhal (Dist. Mainpuri) that will provide accurate information.

How to Use IFSC Code BKID0007723 for Online Transfers?

Once you have the IFSC Code BKID0007723 for the Karhal branch of Bank Of India in Karhal (Dist. Mainpuri), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007723. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007723.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Karhal in Karhal (Dist. Mainpuri) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Karhal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Karhal (Dist. Mainpuri) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Karhal, Karhal (Dist. Mainpuri)?

The IFSC Code is BKID0007723.

Is the IFSC Code BKID0007723 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Karhal?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karhal branch?

The address of the branch is Mohalla Bazar Cinema Roadkarhal Distmainpuri located in Karhal (Dist. Mainpuri), Karhal Dist Mainpuri, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.