For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Hindaun City branch in Karauli (Rj), Karauli Rj, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Karauli (Rj) or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BKID0007477. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Hindaun City, Karauli (Rj)
The table below shows the main details of the IFSC Code BKID0007477 for the Bank Of India branch in Karauli (Rj), which falls under the Karauli Rj district in Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007477 |
| Branch | Hindaun City |
| City | Karauli (Rj) |
| District | Karauli Rj |
| State | Rajasthan |
| Address | Lal Bahadur Shastri Nagarnear Police Chowkynai Mandi Station Road Hindaun City |
These details help users in online banking and for businesses and individuals who use Bank Of India in Karauli (Rj) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007477 for the Hindaun City branch of Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Hindaun City, Karauli (Rj), Rajasthan, are allotted a unique IFSC like BKID0007477 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Karauli (Rj).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Karauli (Rj) and Karauli Rj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Hindaun City reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code BKID0007477
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hindaun City in Karauli (Rj).
For example, the IFSC Code BKID0007477 of Bank Of India for the Hindaun City branch includes these elements, identifying the bank and the branch location in Karauli (Rj) and Rajasthan accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007477 of Bank Of India for its Hindaun City branch located in Karauli (Rj), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Karauli (Rj) and Karauli Rj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Hindaun City or Karauli (Rj) to get the exact IFSC Code BKID0007477.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Karauli (Rj) that will provide accurate information.
How to Use IFSC Code BKID0007477 for Online Transfers?
If you have the IFSC Code BKID0007477 for the Hindaun City branch of Bank Of India in Karauli (Rj), you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0007477. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0007477.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Hindaun City in Karauli (Rj), it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Hindaun City, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Karauli (Rj) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007477.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Lal Bahadur Shastri Nagarnear Police Chowkynai Mandi Station Road Hindaun City located in Karauli (Rj), Karauli Rj, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.