The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Kappur branch in Kappur (Dist.Villupuram), Kappur Distvillupuram, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Kappur (Dist.Villupuram) or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BKID0008380. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Kappur, Kappur (Dist.Villupuram)

Below in the table are the key details related to IFSC Code BKID0008380 of Bank Of India for its branch located in Kappur (Dist.Villupuram), within the district of Kappur Distvillupuram in the state of Tamil Nadu.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008380
Branch Kappur
City Kappur (Dist.Villupuram)
District Kappur Distvillupuram
State Tamil Nadu
Address Kappur Main Road Kappurvillupuram Dist

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Kappur (Dist.Villupuram) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0008380 for the Kappur branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kappur, Kappur (Dist.Villupuram), Tamil Nadu, are given a unique IFSC like BKID0008380 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kappur (Dist.Villupuram).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kappur (Dist.Villupuram) and Kappur Distvillupuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Kappur goes to the correct branch. This is important because Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0008380

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kappur in Kappur (Dist.Villupuram).

For example, the IFSC Code BKID0008380 of Bank Of India for the Kappur branch has these elements, identifying the bank and the branch location in Kappur (Dist.Villupuram) and Tamil Nadu correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008380 of Bank Of India for its Kappur branch located in Kappur (Dist.Villupuram), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Kappur (Dist.Villupuram) and Kappur Distvillupuram, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Kappur or Kappur (Dist.Villupuram) to get the exact IFSC Code BKID0008380.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Kappur (Dist.Villupuram), you'll get the correct details.

How to Use IFSC Code BKID0008380 for Online Transfers?

Once you have the IFSC Code BKID0008380 for the Kappur branch of Bank Of India in Kappur (Dist.Villupuram), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008380. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008380.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Kappur in Kappur (Dist.Villupuram), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Kappur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kappur (Dist.Villupuram) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Kappur Kappur (Dist.Villupuram)?

The IFSC Code of the Kappur Kappur (Dist.Villupuram) branch is BKID0008380.

Is IFSC Code BKID0008380 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Kappur branch?

The branch is located at Kappur Main Road Kappurvillupuram Dist.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.