The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Kappil Kuttippuram branch in Kappil Kuttippuram (Dist. Alappuzha), Kappil Kuttippuram Dist Alappuzha, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Kappil Kuttippuram (Dist. Alappuzha) or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BKID0008542. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Kappil Kuttippuram, Kappil Kuttippuram (Dist. Alappuzha)

Here are the main details that are associated with the IFSC Code BKID0008542 of Bank Of India for its branch located in Kappil Kuttippuram (Dist. Alappuzha), within the district of Kappil Kuttippuram Dist Alappuzha in the state of Kerala.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008542
Branch Kappil Kuttippuram
City Kappil Kuttippuram (Dist. Alappuzha)
District Kappil Kuttippuram Dist Alappuzha
State Kerala
Address Kappil Kuttippuramkrishnapuram Dist Alappuzha

These details helps users in online banking and for businesses and individuals who use Bank Of India in Kappil Kuttippuram (Dist. Alappuzha) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008542 for the Kappil Kuttippuram branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kappil Kuttippuram, Kappil Kuttippuram (Dist. Alappuzha), Kerala, are given a unique IFSC like BKID0008542 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kappil Kuttippuram (Dist. Alappuzha).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kappil Kuttippuram (Dist. Alappuzha) and Kappil Kuttippuram Dist Alappuzha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Kappil Kuttippuram goes to the correct branch. This is important because Bank Of India has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0008542

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kappil Kuttippuram in Kappil Kuttippuram (Dist. Alappuzha).

For example, the IFSC Code BKID0008542 of Bank Of India for the Kappil Kuttippuram branch includes these elements, identifying the bank and the branch location in Kappil Kuttippuram (Dist. Alappuzha) and Kerala accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0008542 of Bank Of India for its Kappil Kuttippuram branch located in Kappil Kuttippuram (Dist. Alappuzha), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Kappil Kuttippuram (Dist. Alappuzha) and Kappil Kuttippuram Dist Alappuzha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Kappil Kuttippuram or Kappil Kuttippuram (Dist. Alappuzha) to find the exact IFSC Code BKID0008542.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Kappil Kuttippuram (Dist. Alappuzha) will provide accurate information.

How to Use IFSC Code BKID0008542 for Online Transfers?

Once you have the IFSC Code BKID0008542 for the Kappil Kuttippuram branch of Bank Of India in Kappil Kuttippuram (Dist. Alappuzha), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008542. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008542.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Kappil Kuttippuram in Kappil Kuttippuram (Dist. Alappuzha) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kappil Kuttippuram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kappil Kuttippuram (Dist. Alappuzha) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Kappil Kuttippuram Kappil Kuttippuram (Dist. Alappuzha)?

The IFSC Code of the Kappil Kuttippuram Kappil Kuttippuram (Dist. Alappuzha) branch is BKID0008542.

Is IFSC Code BKID0008542 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Kappil Kuttippuram branch?

The branch is located at Kappil Kuttippuramkrishnapuram Dist Alappuzha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.