The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Kantapahari branch in Kantapahari (District Midnapore), Kantapahari District Midnapore, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Kantapahari (District Midnapore) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004317. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Kantapahari, Kantapahari (District Midnapore)

Here are some of the key details that come with the IFSC Code BKID0004317 of Bank Of India for its branch located in Kantapahari (District Midnapore), within the district of Kantapahari District Midnapore in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004317
Branch Kantapahari
City Kantapahari (District Midnapore)
District Kantapahari District Midnapore
State West Bengal
Address Village P O Kantapaharidistrict Midnapore

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Kantapahari (District Midnapore) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004317 for the Kantapahari branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kantapahari, Kantapahari (District Midnapore), West Bengal, are allotted a unique IFSC like BKID0004317 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kantapahari (District Midnapore).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kantapahari (District Midnapore) and Kantapahari District Midnapore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Kantapahari reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BKID0004317

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kantapahari in Kantapahari (District Midnapore).

For example, the IFSC Code BKID0004317 of Bank Of India for the Kantapahari branch includes these elements, identifying the bank and the branch location in Kantapahari (District Midnapore) and West Bengal correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004317 of Bank Of India for its Kantapahari branch located in Kantapahari (District Midnapore), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Kantapahari (District Midnapore) and Kantapahari District Midnapore, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Kantapahari or Kantapahari (District Midnapore) to get the exact IFSC Code BKID0004317.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Kantapahari (District Midnapore), you'll get the correct details.

How to Use IFSC Code BKID0004317 for Online Transfers?

Once you have the IFSC Code BKID0004317 for the Kantapahari branch of Bank Of India in Kantapahari (District Midnapore), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004317. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004317.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Kantapahari in Kantapahari (District Midnapore), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Kantapahari, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kantapahari (District Midnapore) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Kantapahari, Kantapahari (District Midnapore)?

The IFSC Code is BKID0004317.

Is the IFSC Code BKID0004317 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Kantapahari?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kantapahari branch?

The address of the branch is Village P O Kantapaharidistrict Midnapore located in Kantapahari (District Midnapore), Kantapahari District Midnapore, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.