The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Manyavar Kanshiram Nagar branch in Kanshiram Nagar (Up), Kanshiram Nagar Up, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Kanshiram Nagar (Up) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007270. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Manyavar Kanshiram Nagar, Kanshiram Nagar (Up)
Here are the main details that are associated with the IFSC Code BKID0007270 of Bank Of India for its branch located in Kanshiram Nagar (Up), within the district of Kanshiram Nagar Up in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007270 |
| Branch | Manyavar Kanshiram Nagar |
| City | Kanshiram Nagar (Up) |
| District | Kanshiram Nagar Up |
| State | Uttar Pradesh |
| Address | Shivam Complex Circular Roadnear Chamunda Gate Kanshiram Nagar |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Kanshiram Nagar (Up) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0007270 for the Manyavar Kanshiram Nagar branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Manyavar Kanshiram Nagar, Kanshiram Nagar (Up), Uttar Pradesh, is provided with a unique IFSC like BKID0007270 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Kanshiram Nagar (Up).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kanshiram Nagar (Up) and Kanshiram Nagar Up.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Manyavar Kanshiram Nagar do not get mixed with another location.
Format of the IFSC Code BKID0007270
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Manyavar Kanshiram Nagar in Kanshiram Nagar (Up).
For example, the IFSC Code BKID0007270 of Bank Of India for the Manyavar Kanshiram Nagar branch includes these elements, identifying the bank and the branch location in Kanshiram Nagar (Up) and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of India?
If you are looking for the IFSC Code BKID0007270 of Bank Of India for its Manyavar Kanshiram Nagar branch located in Kanshiram Nagar (Up), the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of India branches in Kanshiram Nagar (Up) and Kanshiram Nagar Up, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of India and look for the branch locator section, then search for Manyavar Kanshiram Nagar or Kanshiram Nagar (Up) to get the exact IFSC Code BKID0007270.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Kanshiram Nagar (Up), then it will provide you proper information.
How to Use IFSC Code BKID0007270 for Online Transfers?
Once you have the IFSC Code BKID0007270 for the Manyavar Kanshiram Nagar branch of Bank Of India in Kanshiram Nagar (Up), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007270. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007270.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Manyavar Kanshiram Nagar in Kanshiram Nagar (Up), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Manyavar Kanshiram Nagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kanshiram Nagar (Up) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007270.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shivam Complex Circular Roadnear Chamunda Gate Kanshiram Nagar located in Kanshiram Nagar (Up), Kanshiram Nagar Up, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.