IFSC Code of Bank Of India, Sarai Aghat, Etah, Uttar Pradesh — BKID0AG1347

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Sarai Aghat branch in Kanshiram Nagar, Etah, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Kanshiram Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG1347. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Sarai Aghat, Kanshiram Nagar

Here are the main details that are associated with the IFSC Code BKID0AG1347 of Bank Of India for its branch located in Kanshiram Nagar, within the district of Etah in the state of Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use Bank Of India in Kanshiram Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG1347 for the Sarai Aghat branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Sarai Aghat, Kanshiram Nagar, Uttar Pradesh, is provided with a unique IFSC like BKID0AG1347 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Kanshiram Nagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kanshiram Nagar and Etah.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Sarai Aghat do not get mixed with another location.

Format of the IFSC Code BKID0AG1347

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sarai Aghat in Kanshiram Nagar.

For example, the IFSC Code BKID0AG1347 of Bank Of India for the Sarai Aghat branch has these elements, identifying the bank and the branch location in Kanshiram Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0AG1347 of Bank Of India for its Sarai Aghat branch located in Kanshiram Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Kanshiram Nagar and Etah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Sarai Aghat or Kanshiram Nagar to get the exact IFSC Code BKID0AG1347.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Kanshiram Nagar that will provide accurate information.

How to Use IFSC Code BKID0AG1347 for Online Transfers?

Once you have the IFSC Code BKID0AG1347 for the Sarai Aghat branch of Bank Of India in Kanshiram Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0AG1347. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0AG1347.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Sarai Aghat in Kanshiram Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Sarai Aghat, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kanshiram Nagar manage online transfers as well as cheque clearances with ease.