IFSC Code of Bank Of India, Phaphotu, Etah, Uttar Pradesh — BKID0AG1342

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Phaphotu branch in Kanshiram Nagar, Etah, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Kanshiram Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG1342. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Phaphotu, Kanshiram Nagar

Here are the key points that are associated with the IFSC Code BKID0AG1342 of Bank Of India for its branch located in Kanshiram Nagar, within the district of Etah in the state of Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use Bank Of India in Kanshiram Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG1342 for the Phaphotu branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Phaphotu, Kanshiram Nagar, Uttar Pradesh, is provided with a unique IFSC like BKID0AG1342 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Kanshiram Nagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kanshiram Nagar and Etah.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Phaphotu do not get mixed with another location.

Format of the IFSC Code BKID0AG1342

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Phaphotu in Kanshiram Nagar.

For example, the IFSC Code BKID0AG1342 of Bank Of India for the Phaphotu branch includes these elements, identifying the bank and the branch location in Kanshiram Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0AG1342 of Bank Of India for its Phaphotu branch located in Kanshiram Nagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Kanshiram Nagar and Etah, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Phaphotu or Kanshiram Nagar to get the exact IFSC Code BKID0AG1342.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Kanshiram Nagar, you'll get the correct details.

How to Use IFSC Code BKID0AG1342 for Online Transfers?

Once you have the IFSC Code BKID0AG1342 for the Phaphotu branch of Bank Of India in Kanshiram Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0AG1342. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0AG1342.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Phaphotu in Kanshiram Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Phaphotu, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kanshiram Nagar manage online transfers as well as cheque clearances with ease.