IFSC Code of Bank Of India, Goraha, Etah, Uttar Pradesh- BKID0AG1409

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Goraha branch in Kanshiram Nagar, Etah, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Kanshiram Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG1409. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Goraha, Kanshiram Nagar

The table below shows the main details of the IFSC Code BKID0AG1409 for the Bank Of India branch in Kanshiram Nagar, which falls under the Etah district in Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Kanshiram Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG1409 for the Goraha branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Goraha, Kanshiram Nagar, Uttar Pradesh, is provided with a unique IFSC like BKID0AG1409 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Kanshiram Nagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kanshiram Nagar and Etah.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Goraha do not get mixed with another location.

Format of the IFSC Code BKID0AG1409

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Goraha in Kanshiram Nagar.

For example, the IFSC Code BKID0AG1409 of Bank Of India for the Goraha branch includes these elements, identifying the bank and the branch location in Kanshiram Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0AG1409 of Bank Of India for its Goraha branch located in Kanshiram Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Kanshiram Nagar and Etah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Goraha or Kanshiram Nagar to get the exact IFSC Code BKID0AG1409.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Kanshiram Nagar that will provide accurate information.

How to Use IFSC Code BKID0AG1409 for Online Transfers?

Once you have the IFSC Code BKID0AG1409 for the Goraha branch of Bank Of India in Kanshiram Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0AG1409. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0AG1409.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Goraha in Kanshiram Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Goraha, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kanshiram Nagar manage their online transfers and cheque clearances easily.