IFSC Code of Bank Of India, Ganjdundwara, Etah, Uttar Pradesh — BKID0AG1408

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Ganjdundwara branch in Kanshiram Nagar, Etah, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Kanshiram Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG1408. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Ganjdundwara, Kanshiram Nagar

Below in the table are the key details related to IFSC Code BKID0AG1408 of Bank Of India for its branch located in Kanshiram Nagar, within the district of Etah in the state of Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Kanshiram Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0AG1408 for the Ganjdundwara branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Ganjdundwara, Kanshiram Nagar, Uttar Pradesh, is provided with a unique IFSC like BKID0AG1408 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Kanshiram Nagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kanshiram Nagar and Etah.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Ganjdundwara do not get mixed with another location.

Format of the IFSC Code BKID0AG1408

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ganjdundwara in Kanshiram Nagar.

For example, the IFSC Code BKID0AG1408 of Bank Of India for the Ganjdundwara branch has these elements, identifying the bank and the branch location in Kanshiram Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0AG1408 of Bank Of India for its Ganjdundwara branch located in Kanshiram Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Kanshiram Nagar and Etah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Ganjdundwara or Kanshiram Nagar to find the exact IFSC Code BKID0AG1408.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Kanshiram Nagar will provide accurate information.

How to Use IFSC Code BKID0AG1408 for Online Transfers?

If you have the IFSC Code BKID0AG1408 for the Ganjdundwara branch of Bank Of India in Kanshiram Nagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0AG1408. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0AG1408.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Ganjdundwara in Kanshiram Nagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Ganjdundwara, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kanshiram Nagar manage online transfers as well as cheque clearances with ease.