Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Kamtha branch in Kamtha (Dist. Gondia), Kamtha Dist Gondia, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Kamtha (Dist. Gondia) or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BKID0009210. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Kamtha, Kamtha (Dist. Gondia)
Here are some of the key details that come with the IFSC Code BKID0009210 of Bank Of India for its branch located in Kamtha (Dist. Gondia), within the district of Kamtha Dist Gondia in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0009210 |
| Branch | Kamtha |
| City | Kamtha (Dist. Gondia) |
| District | Kamtha Dist Gondia |
| State | Maharashtra |
| Address | At Post Kamthataluka Gondia |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Kamtha (Dist. Gondia) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0009210 for the Kamtha branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0009210 is given to every bank branch, including Bank Of India located in Kamtha, Kamtha (Dist. Gondia), Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Kamtha (Dist. Gondia).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kamtha (Dist. Gondia) and Kamtha Dist Gondia.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Kamtha doesn't end up at another location.
Format of the IFSC Code BKID0009210
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kamtha in Kamtha (Dist. Gondia).
For example, the IFSC Code BKID0009210 of Bank Of India for the Kamtha branch includes these elements, identifying the bank and the branch location in Kamtha (Dist. Gondia) and Maharashtra accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0009210 of Bank Of India for its Kamtha branch located in Kamtha (Dist. Gondia), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Kamtha (Dist. Gondia) and Kamtha Dist Gondia, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Kamtha or Kamtha (Dist. Gondia) to get the exact IFSC Code BKID0009210.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Kamtha (Dist. Gondia), you'll get the correct details.
How to Use IFSC Code BKID0009210 for Online Transfers?
Once you have the IFSC Code BKID0009210 for the Kamtha branch of Bank Of India in Kamtha (Dist. Gondia), you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0009210. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0009210.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Kamtha in Kamtha (Dist. Gondia) may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kamtha, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kamtha (Dist. Gondia) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kamtha Kamtha (Dist. Gondia) branch is BKID0009210.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Post Kamthataluka Gondia.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.