There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Kammalampoondi branch in Kammalampoondi (Dist. Kancheepuram), Kammalampoondi Dist Kancheepuram, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Kammalampoondi (Dist. Kancheepuram) or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code BKID0008224. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kammalampoondi, Kammalampoondi (Dist. Kancheepuram)

Here are the key points that are associated with the IFSC Code BKID0008224 of Bank Of India for its branch located in Kammalampoondi (Dist. Kancheepuram), within the district of Kammalampoondi Dist Kancheepuram in the state of Tamil Nadu.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008224
Branch Kammalampoondi
City Kammalampoondi (Dist. Kancheepuram)
District Kammalampoondi Dist Kancheepuram
State Tamil Nadu
Address Car Streetkammalampoonditaluk Uthiramerurdist Kancheepuram

These details helps users in online banking and for businesses and individuals who use Bank Of India in Kammalampoondi (Dist. Kancheepuram) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008224 for the Kammalampoondi branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kammalampoondi, Kammalampoondi (Dist. Kancheepuram), Tamil Nadu, are given a unique IFSC like BKID0008224 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kammalampoondi (Dist. Kancheepuram).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kammalampoondi (Dist. Kancheepuram) and Kammalampoondi Dist Kancheepuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Kammalampoondi goes to the correct branch. This is important because Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0008224

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kammalampoondi in Kammalampoondi (Dist. Kancheepuram).

For example, the IFSC Code BKID0008224 of Bank Of India for the Kammalampoondi branch includes these elements, identifying the bank and the branch location in Kammalampoondi (Dist. Kancheepuram) and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008224 of Bank Of India for its Kammalampoondi branch located in Kammalampoondi (Dist. Kancheepuram), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Kammalampoondi (Dist. Kancheepuram) and Kammalampoondi Dist Kancheepuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Kammalampoondi or Kammalampoondi (Dist. Kancheepuram) to get the exact IFSC Code BKID0008224.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Kammalampoondi (Dist. Kancheepuram) that will provide accurate information.

How to Use IFSC Code BKID0008224 for Online Transfers?

Once you have the IFSC Code BKID0008224 for the Kammalampoondi branch of Bank Of India in Kammalampoondi (Dist. Kancheepuram), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008224. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008224.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Kammalampoondi in Kammalampoondi (Dist. Kancheepuram), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kammalampoondi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kammalampoondi (Dist. Kancheepuram) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Kammalampoondi, Kammalampoondi (Dist. Kancheepuram)?

The IFSC Code is BKID0008224.

Is the IFSC Code BKID0008224 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Kammalampoondi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kammalampoondi branch?

The address of the branch is Car Streetkammalampoonditaluk Uthiramerurdist Kancheepuram located in Kammalampoondi (Dist. Kancheepuram), Kammalampoondi Dist Kancheepuram, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.